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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF SUNSET & TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF SUNSET & TRUST COMPANY |
| Address | 863 NAPOLEON AVENUE
SUNSET, LA 70584 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 40 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $983,000 |
| Average Mortgage Loan Amount Applied For | $36,600 |
| Highest Mortgage Loan Amount Applied For | $149,000 |
| Average Applicant Income | $75,800 |
| Highest Applicant Income | $298,000 |
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| Home Improvement |
24 | $248,000 |
$10,000 | $100,000 |
$39,000 | $166,000 |
| Home Purchase |
2 | $75,000 |
$37,000 | $70,000 |
$98,000 | $177,000 |
| Refinancing |
14 | $660,000 |
$47,000 | $149,000 |
$84,000 | $298,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
16 | $113,000 |
$7,000 | $43,000 |
$25,000 | $74,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
24 | $870,000 |
$36,000 | $149,000 |
$80,000 | $298,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
40 | $983,000 |
$24,000 | $149,000 |
$58,000 | $298,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $18,000 |
$18,000 | $18,000 |
$14,000 | $14,000 |
| Application Withdrawn By Applicant |
3 | $14,000 |
$4,000 | $8,000 |
$39,000 | $61,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
36 | $951,000 |
$26,000 | $149,000 |
$61,000 | $298,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $18,000 |
$18,000 | $18,000 |
$14,000 | $14,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF SUNSET & TRUST COMPANY by:
Metropolitan Area And
County
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