|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
BANK OF TRAVELERS REST
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
BANK OF TRAVELERS REST |
| Address | 42 PLAZA DR
TRAVELERS REST, SC 29690 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 157 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,487,000 |
| Average Mortgage Loan Amount Applied For | $89,750 |
| Highest Mortgage Loan Amount Applied For | $313,000 |
| Average Applicant Income | $58,250 |
| Highest Applicant Income | $701,000 |
|
|
|
| Home Improvement |
26 | $1,206,000 |
$46,000 | $125,000 |
$55,000 | $97,000 |
| Home Purchase |
74 | $5,868,000 |
$79,000 | $313,000 |
$75,000 | $700,000 |
| Refinancing |
59 | $3,654,000 |
$61,000 | $300,000 |
$70,000 | $701,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $665,000 |
$83,000 | $231,000 |
$99,000 | $157,000 |
| Hispanic |
3 | $147,000 |
$49,000 | $65,000 |
$34,000 | $56,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $300,000 |
$300,000 | $300,000 |
$36,000 | $36,000 |
| Not applicable |
24 | $2,790,000 |
$116,000 | $313,000 |
$9,000 | $175,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
123 | $6,826,000 |
$55,000 | $225,000 |
$80,000 | $701,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
159 | $10,728,000 |
$67,000 | $313,000 |
$69,000 | $701,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
9 | $740,000 |
$82,000 | $300,000 |
$59,000 | $162,000 |
| Application Withdrawn By Applicant |
1 | $112,000 |
$112,000 | $112,000 |
$28,000 | $28,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
149 | $9,876,000 |
$66,000 | $313,000 |
$70,000 | $701,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $440,000 |
$55,000 | $130,000 |
$62,000 | $162,000 |
| Debt-To-Income Ratio |
1 | $300,000 |
$300,000 | $300,000 |
$36,000 | $36,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for BANK OF TRAVELERS REST by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
