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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF UPSON
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF UPSON |
| Address | PO BOX 790, 108 S. CHURCH STREET
THOMASTON, GA 30286 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 325 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,458,000 |
| Average Mortgage Loan Amount Applied For | $130,166 |
| Highest Mortgage Loan Amount Applied For | $560,000 |
| Average Applicant Income | $92,625 |
| Highest Applicant Income | $927,000 |
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| Home Improvement |
19 | $465,000 |
$24,000 | $96,000 |
$48,000 | $150,000 |
| Home Purchase |
137 | $13,676,000 |
$99,000 | $560,000 |
$63,000 | $553,000 |
| Refinancing |
171 | $13,670,000 |
$79,000 | $417,000 |
$90,000 | $927,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
44 | $1,908,000 |
$43,000 | $196,000 |
$35,000 | $115,000 |
| Hispanic |
5 | $637,000 |
$127,000 | $165,000 |
$77,000 | $172,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $704,000 |
$352,000 | $560,000 |
$109,000 | $218,000 |
| Not Provided |
1 | $35,000 |
$35,000 | $35,000 |
$55,000 | $55,000 |
| White |
275 | $24,527,000 |
$89,000 | $417,000 |
$83,000 | $927,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
326 | $27,692,000 |
$84,000 | $560,000 |
$76,000 | $927,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $119,000 |
$119,000 | $119,000 |
$65,000 | $65,000 |
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| Application Approved But Not Accepted |
2 | $175,000 |
$87,000 | $95,000 |
$43,000 | $51,000 |
| Application Denied By Financial Institution |
38 | $2,447,000 |
$64,000 | $200,000 |
$32,000 | $77,000 |
| Application Withdrawn By Applicant |
24 | $2,620,000 |
$109,000 | $250,000 |
$45,000 | $162,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
263 | $22,569,000 |
$85,000 | $560,000 |
$86,000 | $927,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF UPSON by:
Metropolitan Area And
County
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