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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF URBANA
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF URBANA |
| Address | P.O. BOX 248
URBANA, MO 65767 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 208 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,800,000 |
| Average Mortgage Loan Amount Applied For | $59,333 |
| Highest Mortgage Loan Amount Applied For | $250,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $525,000 |
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| Home Improvement |
38 | $1,491,000 |
$39,000 | $235,000 |
$41,000 | $175,000 |
| Home Purchase |
102 | $4,225,000 |
$41,000 | $155,000 |
$60,000 | $525,000 |
| Refinancing |
68 | $3,084,000 |
$45,000 | $250,000 |
$40,000 | $113,000 |
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| American Indian or Alaskan Native |
2 | $72,000 |
$36,000 | $40,000 |
$14,000 | $14,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $267,000 |
$53,000 | $106,000 |
$156,000 | $525,000 |
| Not Provided |
4 | $300,000 |
$75,000 | $235,000 |
$78,000 | $181,000 |
| White |
197 | $8,161,000 |
$41,000 | $250,000 |
$47,000 | $199,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
208 | $8,800,000 |
$42,000 | $250,000 |
$50,000 | $525,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $9,000 |
$9,000 | $9,000 |
$7,000 | $7,000 |
| Application Denied By Financial Institution |
44 | $2,327,000 |
$52,000 | $235,000 |
$35,000 | $181,000 |
| Application Withdrawn By Applicant |
10 | $475,000 |
$47,000 | $105,000 |
$50,000 | $100,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
153 | $5,989,000 |
$39,000 | $250,000 |
$54,000 | $525,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF URBANA by:
Metropolitan Area And
County
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