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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF WHITMAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF WHITMAN |
| Address | S 201 Main Street, PO Box 270
Colfax, WA 99111 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 197 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,132,000 |
| Average Mortgage Loan Amount Applied For | $136,100 |
| Highest Mortgage Loan Amount Applied For | $696,000 |
| Average Applicant Income | $101,150 |
| Highest Applicant Income | $517,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
59 | $6,483,000 |
$127,000 | $696,000 |
$111,400 | $517,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
1 | $630,000 |
$630,000 | $630,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
138 | $17,039,000 |
$144,750 | $396,000 |
$123,250 | $387,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
4 | $506,000 |
$126,000 | $300,000 |
$199,000 | $353,000 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
12 | $963,000 |
$52,500 | $176,000 |
$56,500 | $201,000 |
| Information not provided by applicant in mail or telephone application |
6 | $483,000 |
$80,000 | $110,000 |
$36,000 | $60,000 |
| Not applicable |
3 | $385,000 |
$128,000 | $148,000 |
$0 | $0 |
| Other |
4 | $481,000 |
$120,000 | $220,000 |
$72,000 | $124,000 |
| White |
169 | $21,334,000 |
$162,200 | $696,000 |
$136,000 | $517,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
198 | $24,152,000 |
$138,000 | $696,000 |
$122,000 | $517,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
20 | $2,351,000 |
$133,500 | $200,000 |
$195,500 | $323,000 |
| Application Denied By Financial Institution |
41 | $4,537,000 |
$83,333 | $630,000 |
$57,333 | $134,000 |
| Application Withdrawn By Applicant |
35 | $4,111,000 |
$150,000 | $250,000 |
$65,333 | $201,000 |
| File Closed For Incompleteness |
5 | $514,000 |
$126,000 | $165,000 |
$48,000 | $60,000 |
| Loan Originated |
97 | $12,639,000 |
$183,000 | $696,000 |
$140,250 | $517,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF WHITMAN by:
Metropolitan Area And
County
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