|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
BANK OF YAZOO CITY
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
BANK OF YAZOO CITY |
| Address | P. O. BOX 600
YAZOO CITY, MS 39194 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 350 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,026,000 |
| Average Mortgage Loan Amount Applied For | $144,526 |
| Highest Mortgage Loan Amount Applied For | $975,000 |
| Average Applicant Income | $133,578 |
| Highest Applicant Income | $1,000,000 |
|
|
|
| Home Improvement |
85 | $1,337,000 |
$15,000 | $132,000 |
$40,000 | $135,000 |
| Home Purchase |
72 | $6,984,000 |
$97,000 | $490,000 |
$83,000 | $800,000 |
| Refinancing |
194 | $12,714,000 |
$65,000 | $975,000 |
$74,000 | $1,000,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $36,000 |
$36,000 | $36,000 |
$61,000 | $61,000 |
| Black or African American |
94 | $2,049,000 |
$21,000 | $108,000 |
$36,000 | $135,000 |
| Hispanic |
2 | $32,000 |
$16,000 | $16,000 |
$94,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $2,000 |
$2,000 | $2,000 |
$50,000 | $50,000 |
| Not applicable |
22 | $1,234,000 |
$56,000 | $166,000 |
$46,000 | $165,000 |
| Not Provided |
13 | $811,000 |
$62,000 | $337,000 |
$44,000 | $108,000 |
| White |
218 | $16,871,000 |
$77,000 | $975,000 |
$85,000 | $1,000,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
351 | $21,035,000 |
$59,000 | $975,000 |
$68,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
38 | $2,234,000 |
$58,000 | $350,000 |
$40,000 | $108,000 |
| Application Withdrawn By Applicant |
11 | $1,041,000 |
$94,000 | $149,000 |
$49,000 | $135,000 |
| File Closed For Incompleteness |
1 | $33,000 |
$33,000 | $33,000 |
$42,000 | $42,000 |
| Loan Originated |
301 | $17,727,000 |
$58,000 | $975,000 |
$72,000 | $1,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for BANK OF YAZOO CITY by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
