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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK STAR ONE
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK STAR ONE |
| Address | P.O. BOX 638
FULTON, MO 65251 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 123 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,442,000 |
| Average Mortgage Loan Amount Applied For | $136,625 |
| Highest Mortgage Loan Amount Applied For | $1,120,000 |
| Average Applicant Income | $95,250 |
| Highest Applicant Income | $685,000 |
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| Home Improvement |
13 | $762,000 |
$58,000 | $194,000 |
$63,000 | $195,000 |
| Home Purchase |
69 | $7,485,000 |
$108,000 | $750,000 |
$72,000 | $685,000 |
| Refinancing |
41 | $5,195,000 |
$126,000 | $1,120,000 |
$59,000 | $311,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $34,000 |
$11,000 | $18,000 |
$23,000 | $31,000 |
| Hispanic |
1 | $55,000 |
$55,000 | $55,000 |
$50,000 | $50,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $375,000 |
$93,000 | $177,000 |
$0 | $0 |
| Not Provided |
2 | $217,000 |
$108,000 | $130,000 |
$74,000 | $100,000 |
| White |
113 | $12,761,000 |
$112,000 | $1,120,000 |
$70,000 | $685,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
123 | $13,442,000 |
$109,000 | $1,120,000 |
$67,000 | $685,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $622,000 |
$124,000 | $300,000 |
$40,000 | $79,000 |
| Application Denied By Financial Institution |
5 | $242,000 |
$48,000 | $97,000 |
$33,000 | $48,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
113 | $12,578,000 |
$111,000 | $1,120,000 |
$70,000 | $685,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK STAR ONE by:
Metropolitan Area And
County
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