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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKTRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKTRUST |
| Address | 7700 HWY 98 WEST
SANTA ROSA BEACH, FL 32459 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 57 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,916,000 |
| Average Mortgage Loan Amount Applied For | $334,500 |
| Highest Mortgage Loan Amount Applied For | $1,700,000 |
| Average Applicant Income | $167,071 |
| Highest Applicant Income | $1,042,000 |
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| Home Improvement |
10 | $500,000 |
$50,000 | $275,000 |
$72,000 | $295,000 |
| Home Purchase |
33 | $8,361,000 |
$253,000 | $1,000,000 |
$167,000 | $1,042,000 |
| Refinancing |
14 | $7,055,000 |
$503,000 | $1,700,000 |
$178,000 | $720,000 |
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| American Indian or Alaskan Native |
1 | $6,000 |
$6,000 | $6,000 |
$42,000 | $42,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $739,000 |
$184,000 | $292,000 |
$97,000 | $332,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $538,000 |
$269,000 | $472,000 |
$351,000 | $702,000 |
| Not Provided |
3 | $555,000 |
$185,000 | $306,000 |
$144,000 | $360,000 |
| White |
47 | $14,078,000 |
$299,000 | $1,700,000 |
$152,000 | $1,042,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
54 | $15,319,000 |
$283,000 | $1,700,000 |
$159,000 | $1,042,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $163,000 |
$163,000 | $163,000 |
$32,000 | $32,000 |
| VA-guaranteed (Veterans Administration) |
2 | $434,000 |
$217,000 | $258,000 |
$50,000 | $60,000 |
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| Application Approved But Not Accepted |
1 | $1,240,000 |
$1,240,000 | $1,240,000 |
$374,000 | $374,000 |
| Application Denied By Financial Institution |
6 | $921,000 |
$153,000 | $306,000 |
$106,000 | $360,000 |
| Application Withdrawn By Applicant |
29 | $10,941,000 |
$377,000 | $1,700,000 |
$142,000 | $720,000 |
| File Closed For Incompleteness |
1 | $76,000 |
$76,000 | $76,000 |
$35,000 | $35,000 |
| Loan Originated |
20 | $2,738,000 |
$136,000 | $472,000 |
$178,000 | $1,042,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANKTRUST by:
Metropolitan Area And
County
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