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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKUNITED, FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKUNITED, FSB |
| Address | 7815 NW 148TH STREET
MIAMI LAKES, FL 33016 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 34,649 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,376,118,000 |
| Average Mortgage Loan Amount Applied For | $245,091 |
| Highest Mortgage Loan Amount Applied For | $7,800,000 |
| Average Applicant Income | $104,963 |
| Highest Applicant Income | $8,184,000 |
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| Home Improvement |
882 | $64,759,000 |
$73,000 | $500,000 |
$108,000 | $1,250,000 |
| Home Purchase |
11,922 | $3,572,151,000 |
$299,000 | $5,790,000 |
$162,000 | $8,184,000 |
| Refinancing |
21,845 | $6,739,208,000 |
$308,000 | $7,800,000 |
$114,000 | $6,936,000 |
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| American Indian or Alaskan Native |
90 | $29,609,000 |
$328,000 | $1,320,000 |
$133,000 | $1,200,000 |
| Asian |
1,634 | $571,951,000 |
$350,000 | $2,740,000 |
$137,000 | $3,990,000 |
| Black or African American |
2,993 | $787,562,000 |
$263,000 | $2,000,000 |
$97,000 | $1,200,000 |
| Hispanic |
9,226 | $2,615,808,000 |
$283,000 | $3,376,000 |
$121,000 | $4,300,000 |
| Native Hawaiin or Other Pacific Islander |
256 | $87,211,000 |
$340,000 | $1,725,000 |
$128,000 | $1,032,000 |
| Not applicable |
9 | $7,269,000 |
$807,000 | $3,637,000 |
$0 | $0 |
| Not Provided |
2,728 | $894,540,000 |
$327,000 | $3,357,000 |
$121,000 | $3,600,000 |
| White |
17,713 | $5,382,168,000 |
$303,000 | $7,800,000 |
$142,000 | $8,184,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
34,648 | $10,376,008,000 |
$299,000 | $7,800,000 |
$130,000 | $8,184,000 |
| FHA-insured (Federal Housing Administration) |
1 | $110,000 |
$110,000 | $110,000 |
$52,000 | $52,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5,857 | $1,844,678,000 |
$314,000 | $5,790,000 |
$129,000 | $6,600,000 |
| Application Denied By Financial Institution |
6,239 | $2,056,484,000 |
$329,000 | $7,800,000 |
$139,000 | $6,728,000 |
| Application Withdrawn By Applicant |
742 | $250,385,000 |
$337,000 | $3,000,000 |
$130,000 | $2,340,000 |
| File Closed For Incompleteness |
930 | $345,002,000 |
$370,000 | $6,750,000 |
$169,000 | $6,936,000 |
| Loan Originated |
20,343 | $5,806,551,000 |
$285,000 | $3,637,000 |
$128,000 | $8,184,000 |
| Loan Purchased By The Institution |
538 | $73,018,000 |
$135,000 | $359,000 |
$54,000 | $521,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
727 | $234,028,000 |
$321,000 | $7,800,000 |
$179,000 | $6,728,000 |
| Credit Application Incomplete |
152 | $62,832,000 |
$413,000 | $3,060,000 |
$182,000 | $1,999,000 |
| Credit History |
2,143 | $651,207,000 |
$303,000 | $3,200,000 |
$117,000 | $4,500,000 |
| Debt-To-Income Ratio |
1,117 | $348,969,000 |
$312,000 | $3,376,000 |
$114,000 | $1,200,000 |
| Employment History |
126 | $36,833,000 |
$292,000 | $800,000 |
$123,000 | $564,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
24 | $7,560,000 |
$315,000 | $550,000 |
$109,000 | $377,000 |
| Mortgage Insurance Denied |
15 | $5,837,000 |
$389,000 | $797,000 |
$169,000 | $476,000 |
| Other |
1,698 | $621,724,000 |
$366,000 | $3,500,000 |
$162,000 | $2,482,000 |
| Unverifiable Information |
237 | $87,494,000 |
$369,000 | $2,000,000 |
$148,000 | $871,000 |
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Mortgage Loan App Totals for BANKUNITED, FSB by:
Metropolitan Area And
County
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