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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BARTOW COUNTY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BARTOW COUNTY BANK |
| Address | 301 E CHURCH ST
CARTERSVILLE, GA 30120 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 186 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,859,000 |
| Average Mortgage Loan Amount Applied For | $216,142 |
| Highest Mortgage Loan Amount Applied For | $730,000 |
| Average Applicant Income | $93,142 |
| Highest Applicant Income | $350,000 |
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| Home Improvement |
9 | $389,000 |
$43,000 | $88,000 |
$72,000 | $220,000 |
| Home Purchase |
61 | $8,204,000 |
$134,000 | $661,000 |
$71,000 | $350,000 |
| Refinancing |
116 | $12,266,000 |
$105,000 | $730,000 |
$65,000 | $341,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $1,176,000 |
$147,000 | $730,000 |
$52,000 | $123,000 |
| Hispanic |
1 | $100,000 |
$100,000 | $100,000 |
$15,000 | $15,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
41 | $5,757,000 |
$140,000 | $637,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
136 | $13,826,000 |
$101,000 | $700,000 |
$89,000 | $350,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
186 | $20,859,000 |
$112,000 | $730,000 |
$68,000 | $350,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $767,000 |
$76,000 | $125,000 |
$33,000 | $58,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
176 | $20,092,000 |
$114,000 | $730,000 |
$69,000 | $350,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $707,000 |
$78,000 | $125,000 |
$34,000 | $58,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $60,000 |
$60,000 | $60,000 |
$23,000 | $23,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BARTOW COUNTY BANK by:
Metropolitan Area And
County
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