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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BAYSHORE FINANCIAL CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
BAYSHORE FINANCIAL CORPORATION |
| Address | 620 NORTH RAINBOW BLVD #2
LAS VEGAS, NV 89107 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 123 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,043,000 |
| Average Mortgage Loan Amount Applied For | $197,000 |
| Highest Mortgage Loan Amount Applied For | $610,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $162,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
53 | $10,727,000 |
$202,000 | $561,000 |
$69,000 | $162,000 |
| Refinancing |
70 | $13,316,000 |
$215,500 | $610,000 |
$92,500 | $162,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $995,000 |
$199,000 | $264,000 |
$65,000 | $108,000 |
| Black or African American |
4 | $585,000 |
$146,000 | $215,000 |
$42,000 | $62,000 |
| Hispanic |
61 | $10,893,000 |
$209,500 | $307,000 |
$89,000 | $132,000 |
| Native Hawaiin or Other Pacific Islander |
13 | $3,783,000 |
$291,000 | $561,000 |
$80,000 | $123,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $563,000 |
$281,000 | $335,000 |
$63,000 | $92,000 |
| White |
38 | $7,224,000 |
$190,000 | $610,000 |
$69,000 | $162,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
98 | $19,792,000 |
$221,500 | $610,000 |
$97,500 | $162,000 |
| FHA-insured (Federal Housing Administration) |
22 | $3,784,000 |
$172,000 | $267,000 |
$56,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $467,000 |
$155,000 | $210,000 |
$27,000 | $81,000 |
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| Application Approved But Not Accepted |
6 | $1,269,000 |
$223,500 | $261,000 |
$101,000 | $130,000 |
| Application Denied By Financial Institution |
10 | $2,191,000 |
$219,000 | $561,000 |
$57,000 | $91,000 |
| Application Withdrawn By Applicant |
58 | $12,455,000 |
$214,000 | $610,000 |
$59,000 | $160,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
49 | $8,128,000 |
$165,000 | $496,000 |
$60,000 | $162,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $439,000 |
$219,000 | $309,000 |
$42,000 | $49,000 |
| Debt-To-Income Ratio |
5 | $1,099,000 |
$219,000 | $561,000 |
$65,000 | $91,000 |
| Employment History |
1 | $49,000 |
$49,000 | $49,000 |
$49,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $297,000 |
$297,000 | $297,000 |
$72,000 | $72,000 |
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Mortgage Loan App Totals for BAYSHORE FINANCIAL CORPORATION by:
Metropolitan Area And
County
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