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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BEACH COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BEACH COMMUNITY BANK |
| Address | 17 S E EGLIN PARKWAY
FT WALTON BEACH, FL 32548 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 61 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $36,579,000 |
| Average Mortgage Loan Amount Applied For | $515,600 |
| Highest Mortgage Loan Amount Applied For | $7,600,000 |
| Average Applicant Income | $153,400 |
| Highest Applicant Income | $940,000 |
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| Home Improvement |
10 | $1,202,000 |
$120,000 | $840,000 |
$144,000 | $467,000 |
| Home Purchase |
46 | $30,722,000 |
$667,000 | $7,600,000 |
$140,000 | $940,000 |
| Refinancing |
6 | $4,671,000 |
$778,000 | $3,797,000 |
$60,000 | $132,000 |
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| American Indian or Alaskan Native |
1 | $75,000 |
$75,000 | $75,000 |
$45,000 | $45,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $200,000 |
$66,000 | $102,000 |
$45,000 | $68,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
27 | $28,531,000 |
$1,056,000 | $7,600,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
31 | $7,789,000 |
$251,000 | $2,150,000 |
$260,000 | $940,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
62 | $36,595,000 |
$590,000 | $7,600,000 |
$133,000 | $940,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $21,000 |
$10,000 | $16,000 |
$25,000 | $50,000 |
| Application Withdrawn By Applicant |
1 | $2,150,000 |
$2,150,000 | $2,150,000 |
$940,000 | $940,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
59 | $34,424,000 |
$583,000 | $7,600,000 |
$123,000 | $894,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BEACH COMMUNITY BANK by:
Metropolitan Area And
County
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