|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
BRIDGEPORT LENDING LLC
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
BRIDGEPORT LENDING LLC |
| Address | 4101 PERIMETER CENTER DR SUITE 300
OKLAHOMA CITY, OK 73112 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 976 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $106,955,000 |
| Average Mortgage Loan Amount Applied For | $96,476 |
| Highest Mortgage Loan Amount Applied For | $1,644,000 |
| Average Applicant Income | $43,238 |
| Highest Applicant Income | $660,000 |
|
|
|
| Home Improvement |
3 | $238,000 |
$79,000 | $112,000 |
$106,000 | $240,000 |
| Home Purchase |
903 | $96,122,000 |
$106,000 | $417,000 |
$58,000 | $660,000 |
| Refinancing |
74 | $10,903,000 |
$147,000 | $1,644,000 |
$73,000 | $576,000 |
|
|
| American Indian or Alaskan Native |
11 | $1,079,000 |
$98,000 | $237,000 |
$75,000 | $180,000 |
| Asian |
20 | $2,299,000 |
$114,000 | $220,000 |
$115,000 | $384,000 |
| Black or African American |
74 | $8,649,000 |
$116,000 | $315,000 |
$59,000 | $204,000 |
| Hispanic |
211 | $19,347,000 |
$91,000 | $213,000 |
$35,000 | $147,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $153,000 |
$153,000 | $153,000 |
$54,000 | $54,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
23 | $1,972,000 |
$85,000 | $190,000 |
$47,000 | $121,000 |
| White |
640 | $73,764,000 |
$115,000 | $1,644,000 |
$66,000 | $660,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
348 | $42,208,000 |
$121,000 | $1,644,000 |
$93,000 | $660,000 |
| FHA-insured (Federal Housing Administration) |
593 | $59,236,000 |
$99,000 | $203,000 |
$39,000 | $147,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
39 | $5,819,000 |
$149,000 | $260,000 |
$66,000 | $140,000 |
|
|
| Application Approved But Not Accepted |
4 | $340,000 |
$85,000 | $150,000 |
$47,000 | $95,000 |
| Application Denied By Financial Institution |
15 | $1,313,000 |
$87,000 | $254,000 |
$34,000 | $90,000 |
| Application Withdrawn By Applicant |
14 | $1,399,000 |
$99,000 | $203,000 |
$54,000 | $240,000 |
| File Closed For Incompleteness |
3 | $215,000 |
$71,000 | $94,000 |
$20,000 | $22,000 |
| Loan Originated |
942 | $103,874,000 |
$110,000 | $1,644,000 |
$60,000 | $660,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $78,000 |
$78,000 | $78,000 |
$30,000 | $30,000 |
| Preapproval Denied by Financial Institution |
1 | $44,000 |
$44,000 | $44,000 |
$17,000 | $17,000 |
|
|
| Collateral |
2 | $125,000 |
$62,000 | $81,000 |
$29,000 | $42,000 |
| Credit Application Incomplete |
1 | $34,000 |
$34,000 | $34,000 |
$17,000 | $17,000 |
| Credit History |
3 | $261,000 |
$87,000 | $101,000 |
$32,000 | $40,000 |
| Debt-To-Income Ratio |
1 | $92,000 |
$92,000 | $92,000 |
$30,000 | $30,000 |
| Employment History |
2 | $144,000 |
$72,000 | $72,000 |
$35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $486,000 |
$121,000 | $254,000 |
$48,000 | $90,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $135,000 |
$67,000 | $83,000 |
$26,000 | $32,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for BRIDGEPORT LENDING LLC by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
