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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BRIDGEWATER SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BRIDGEWATER SAVINGS BANK |
| Address | 756 ORCHARD STREET
RAYNHAM, MA 02767 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 148 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $26,434,000 |
| Average Mortgage Loan Amount Applied For | $258,833 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $20,833 |
| Highest Applicant Income | $154,000 |
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| Home Improvement |
49 | $3,713,000 |
$75,000 | $580,000 |
$58,000 | $154,000 |
| Home Purchase |
57 | $15,290,000 |
$268,000 | $900,000 |
$24,000 | $118,000 |
| Refinancing |
43 | $7,606,000 |
$176,000 | $1,500,000 |
$52,000 | $136,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $42,000 |
$42,000 | $42,000 |
$54,000 | $54,000 |
| Not applicable |
52 | $17,002,000 |
$326,000 | $1,500,000 |
$2,000 | $118,000 |
| Not Provided |
13 | $680,000 |
$52,000 | $198,000 |
$71,000 | $154,000 |
| White |
83 | $8,885,000 |
$107,000 | $900,000 |
$65,000 | $136,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
149 | $26,609,000 |
$178,000 | $1,500,000 |
$43,000 | $154,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $710,000 |
$236,000 | $360,000 |
$72,000 | $136,000 |
| Application Denied By Financial Institution |
15 | $2,094,000 |
$139,000 | $500,000 |
$57,000 | $154,000 |
| Application Withdrawn By Applicant |
11 | $2,610,000 |
$237,000 | $1,500,000 |
$48,000 | $140,000 |
| File Closed For Incompleteness |
4 | $275,000 |
$68,000 | $145,000 |
$64,000 | $123,000 |
| Loan Originated |
74 | $8,236,000 |
$111,000 | $900,000 |
$60,000 | $116,000 |
| Loan Purchased By The Institution |
41 | $12,509,000 |
$305,000 | $760,000 |
$2,000 | $118,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $175,000 |
$175,000 | $175,000 |
$53,000 | $53,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BRIDGEWATER SAVINGS BANK by:
Metropolitan Area And
County
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