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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CABRILLO CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CABRILLO CREDIT UNION |
| Address | 10075 CARROLL CANYON ROAD SUITE 200
SAN DIEGO, CA 92131 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 82 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,442,000 |
| Average Mortgage Loan Amount Applied For | $582,000 |
| Highest Mortgage Loan Amount Applied For | $1,528,000 |
| Average Applicant Income | $249,750 |
| Highest Applicant Income | $740,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
20 | $6,142,000 |
$307,000 | $541,000 |
$82,000 | $205,000 |
| Refinancing |
69 | $21,122,000 |
$306,000 | $1,528,000 |
$100,000 | $740,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $808,000 |
$269,000 | $317,000 |
$70,000 | $99,000 |
| Black or African American |
3 | $957,000 |
$319,000 | $460,000 |
$69,000 | $110,000 |
| Hispanic |
25 | $6,296,000 |
$251,000 | $435,000 |
$84,000 | $148,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
18 | $5,334,000 |
$296,000 | $541,000 |
$80,000 | $205,000 |
| White |
40 | $13,869,000 |
$346,000 | $1,528,000 |
$114,000 | $740,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
89 | $27,264,000 |
$306,000 | $1,528,000 |
$96,000 | $740,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $611,000 |
$305,000 | $325,000 |
$81,000 | $105,000 |
| Application Denied By Financial Institution |
24 | $8,639,000 |
$359,000 | $541,000 |
$82,000 | $139,000 |
| Application Withdrawn By Applicant |
15 | $4,104,000 |
$273,000 | $880,000 |
$94,000 | $230,000 |
| File Closed For Incompleteness |
7 | $2,117,000 |
$302,000 | $484,000 |
$101,000 | $182,000 |
| Loan Originated |
39 | $11,223,000 |
$287,000 | $1,528,000 |
$107,000 | $740,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
2 | $570,000 |
$285,000 | $300,000 |
$50,000 | $64,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $3,118,000 |
$346,000 | $490,000 |
$95,000 | $132,000 |
| Debt-To-Income Ratio |
17 | $6,091,000 |
$358,000 | $541,000 |
$71,000 | $139,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CABRILLO CREDIT UNION by:
Metropolitan Area And
County
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