|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CALIFORNIA SAVINGS BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CALIFORNIA SAVINGS BANK |
| Address | 830 MARKET ST.
SAN FRANCISCO, CA 94102 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 291 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $117,638,000 |
| Average Mortgage Loan Amount Applied For | $508,307 |
| Highest Mortgage Loan Amount Applied For | $3,196,000 |
| Average Applicant Income | $43,076 |
| Highest Applicant Income | $642,000 |
|
|
|
| Home Improvement |
13 | $5,702,000 |
$438,000 | $920,000 |
$20,000 | $120,000 |
| Home Purchase |
118 | $48,537,000 |
$411,000 | $2,450,000 |
$50,000 | $455,000 |
| Refinancing |
160 | $63,399,000 |
$396,000 | $3,196,000 |
$46,000 | $642,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
20 | $13,014,000 |
$650,000 | $1,050,000 |
$56,000 | $239,000 |
| Black or African American |
3 | $2,276,000 |
$758,000 | $1,310,000 |
$81,000 | $245,000 |
| Hispanic |
10 | $5,913,000 |
$591,000 | $1,400,000 |
$25,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $725,000 |
$725,000 | $725,000 |
$0 | $0 |
| Not applicable |
189 | $50,982,000 |
$269,000 | $3,196,000 |
$16,000 | $406,000 |
| Not Provided |
11 | $7,199,000 |
$654,000 | $1,050,000 |
$121,000 | $455,000 |
| White |
57 | $37,529,000 |
$658,000 | $1,820,000 |
$47,000 | $642,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
291 | $117,638,000 |
$404,000 | $3,196,000 |
$45,000 | $642,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
2 | $1,145,000 |
$572,000 | $620,000 |
$51,000 | $102,000 |
| Application Denied By Financial Institution |
26 | $17,624,000 |
$677,000 | $2,450,000 |
$53,000 | $406,000 |
| Application Withdrawn By Applicant |
9 | $8,545,000 |
$949,000 | $1,400,000 |
$40,000 | $455,000 |
| File Closed For Incompleteness |
7 | $4,660,000 |
$665,000 | $1,285,000 |
$127,000 | $363,000 |
| Loan Originated |
77 | $47,842,000 |
$621,000 | $2,350,000 |
$42,000 | $642,000 |
| Loan Purchased By The Institution |
170 | $37,822,000 |
$222,000 | $3,196,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
13 | $10,692,000 |
$822,000 | $2,450,000 |
$66,000 | $406,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
12 | $6,317,000 |
$526,000 | $860,000 |
$45,000 | $193,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $615,000 |
$615,000 | $615,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CALIFORNIA SAVINGS BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
