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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CAMBRIDGE HOME MORTGAGE, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAMBRIDGE HOME MORTGAGE, INC. |
| Address | 5201 CALIFORNIA AVE #450
BAKERSFIELD, CA 93309 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 198 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $26,342,000 |
| Average Mortgage Loan Amount Applied For | $274,500 |
| Highest Mortgage Loan Amount Applied For | $425,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $342,000 |
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| Home Improvement (one-to-four family) |
3 | $189,000 |
$63,000 | $140,000 |
$49,000 | $58,000 |
| Home Purchase (one-to-four family) |
154 | $20,123,000 |
$130,000 | $345,000 |
$59,000 | $342,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
41 | $6,030,000 |
$147,000 | $425,000 |
$67,000 | $240,000 |
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| American Indian or Alaskan Native |
4 | $695,000 |
$173,000 | $250,000 |
$65,000 | $77,000 |
| Asian or Pacific Islander |
7 | $1,022,000 |
$146,000 | $266,000 |
$70,000 | $84,000 |
| Black |
5 | $760,000 |
$152,000 | $271,000 |
$79,000 | $199,000 |
| Hispanic |
98 | $11,404,000 |
$116,000 | $345,000 |
$44,000 | $201,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $244,000 |
$244,000 | $244,000 |
$156,000 | $156,000 |
| White |
83 | $12,217,000 |
$147,000 | $425,000 |
$63,000 | $342,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
141 | $20,447,000 |
$145,000 | $425,000 |
$69,000 | $342,000 |
| FHA-insured (Federal Housing Administration) |
56 | $5,803,000 |
$103,000 | $181,000 |
$42,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $92,000 |
$92,000 | $92,000 |
$38,000 | $38,000 |
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| Application Approved But Not Accepted |
26 | $3,136,000 |
$120,000 | $250,000 |
$58,000 | $134,000 |
| Application Denied By Financial Institution |
33 | $3,875,000 |
$117,000 | $255,000 |
$51,000 | $145,000 |
| Application Withdrawn By Applicant |
48 | $7,879,000 |
$164,000 | $425,000 |
$71,000 | $240,000 |
| File Closed For Incompleteness |
1 | $90,000 |
$90,000 | $90,000 |
$30,000 | $30,000 |
| Loan Originated |
90 | $11,362,000 |
$126,000 | $382,000 |
$59,000 | $342,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAMBRIDGE HOME MORTGAGE, INC. by:
Metropolitan Area And
County
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