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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CARDINAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CARDINAL BANK |
| Address | 8270 GREENSBORO DRIVE SUITE 500
MCLEAN, VA 22102 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 169 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $45,778,000 |
| Average Mortgage Loan Amount Applied For | $259,416 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $168,833 |
| Highest Applicant Income | $770,000 |
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| Home Improvement |
45 | $3,535,000 |
$78,000 | $740,000 |
$141,000 | $633,000 |
| Home Purchase |
88 | $32,012,000 |
$363,000 | $2,500,000 |
$173,000 | $770,000 |
| Refinancing |
36 | $10,231,000 |
$284,000 | $1,575,000 |
$186,000 | $726,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $1,158,000 |
$289,000 | $528,000 |
$113,000 | $155,000 |
| Black or African American |
2 | $93,000 |
$46,000 | $49,000 |
$114,000 | $121,000 |
| Hispanic |
6 | $1,918,000 |
$319,000 | $753,000 |
$112,000 | $235,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $400,000 |
$400,000 | $400,000 |
$0 | $0 |
| Not Provided |
75 | $15,055,000 |
$200,000 | $1,000,000 |
$192,000 | $770,000 |
| White |
81 | $27,154,000 |
$335,000 | $2,500,000 |
$154,000 | $625,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
169 | $45,778,000 |
$270,000 | $2,500,000 |
$167,000 | $770,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
55 | $5,729,000 |
$104,000 | $740,000 |
$152,000 | $633,000 |
| Loan Purchased By The Institution |
114 | $40,049,000 |
$351,000 | $2,500,000 |
$174,000 | $770,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CARDINAL BANK by:
Metropolitan Area And
County
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