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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CARROLLTON BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CARROLLTON BANK |
| Address | 315 SIXTH STREET
CARROLLTON, IL 62016 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 463 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $62,719,000 |
| Average Mortgage Loan Amount Applied For | $197,942 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $362,314 |
| Highest Applicant Income | $6,900,000 |
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| Home Improvement |
59 | $3,119,000 |
$52,000 | $450,000 |
$113,000 | $505,000 |
| Home Purchase |
243 | $33,573,000 |
$138,000 | $906,000 |
$100,000 | $3,400,000 |
| Refinancing |
161 | $26,027,000 |
$161,000 | $3,000,000 |
$133,000 | $6,900,000 |
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| American Indian or Alaskan Native |
1 | $174,000 |
$174,000 | $174,000 |
$50,000 | $50,000 |
| Asian |
2 | $655,000 |
$327,000 | $500,000 |
$297,000 | $492,000 |
| Black or African American |
2 | $63,000 |
$31,000 | $39,000 |
$114,000 | $120,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $5,777,000 |
$304,000 | $3,000,000 |
$0 | $0 |
| Not Provided |
1 | $169,000 |
$169,000 | $169,000 |
$60,000 | $60,000 |
| White |
438 | $55,881,000 |
$127,000 | $940,000 |
$118,000 | $6,900,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
463 | $62,719,000 |
$135,000 | $3,000,000 |
$113,000 | $6,900,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
14 | $2,060,000 |
$147,000 | $302,000 |
$103,000 | $500,000 |
| Application Denied By Financial Institution |
24 | $1,849,000 |
$77,000 | $300,000 |
$47,000 | $101,000 |
| Application Withdrawn By Applicant |
14 | $2,008,000 |
$143,000 | $273,000 |
$63,000 | $185,000 |
| File Closed For Incompleteness |
4 | $557,000 |
$139,000 | $168,000 |
$69,000 | $111,000 |
| Loan Originated |
407 | $56,245,000 |
$138,000 | $3,000,000 |
$120,000 | $6,900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $233,000 |
$77,000 | $100,000 |
$71,000 | $101,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $293,000 |
$41,000 | $106,000 |
$44,000 | $62,000 |
| Debt-To-Income Ratio |
7 | $753,000 |
$107,000 | $300,000 |
$38,000 | $91,000 |
| Employment History |
1 | $62,000 |
$62,000 | $62,000 |
$24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $232,000 |
$116,000 | $117,000 |
$42,000 | $42,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $276,000 |
$69,000 | $95,000 |
$63,000 | $90,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CARROLLTON BANK by:
Metropolitan Area And
County
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