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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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CAYUGA MORTGAGE COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
CAYUGA MORTGAGE COMPANY |
| Address | 200 E. BUFFALO STREET
ITHACA, NY 14850 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2005 |
| Data Years (click a year for detail) | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 73 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,045,000 |
| Average Mortgage Loan Amount Applied For | $113,818 |
| Highest Mortgage Loan Amount Applied For | $302,000 |
| Average Applicant Income | $48,454 |
| Highest Applicant Income | $259,000 |
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| Home Improvement |
1 | $150,000 |
$150,000 | $150,000 |
$94,000 | $94,000 |
| Home Purchase |
46 | $5,122,000 |
$111,000 | $302,000 |
$45,000 | $148,000 |
| Refinancing |
26 | $2,773,000 |
$106,000 | $242,000 |
$66,000 | $259,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $87,000 |
$87,000 | $87,000 |
$53,000 | $53,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $242,000 |
$242,000 | $242,000 |
$195,000 | $195,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
71 | $7,716,000 |
$108,000 | $302,000 |
$49,000 | $259,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
73 | $8,045,000 |
$110,000 | $302,000 |
$54,000 | $259,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $620,000 |
$103,000 | $150,000 |
$48,000 | $73,000 |
| Application Withdrawn By Applicant |
4 | $396,000 |
$99,000 | $192,000 |
$38,000 | $61,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
63 | $7,029,000 |
$111,000 | $302,000 |
$60,000 | $259,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $230,000 |
$115,000 | $150,000 |
$52,000 | $54,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $390,000 |
$97,000 | $111,000 |
$46,000 | $73,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CAYUGA MORTGAGE COMPANY by:
Metropolitan Area And
County
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