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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTRAL BANK OF GEORGIA
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTRAL BANK OF GEORGIA |
| Address | 4070 FORSYTH ROAD
MACON, GA 31210 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 277 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $30,498,000 |
| Average Mortgage Loan Amount Applied For | $237,617 |
| Highest Mortgage Loan Amount Applied For | $2,150,000 |
| Average Applicant Income | $99,529 |
| Highest Applicant Income | $1,320,000 |
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| Home Improvement |
26 | $1,080,000 |
$41,000 | $235,000 |
$95,000 | $435,000 |
| Home Purchase |
100 | $13,202,000 |
$132,000 | $2,150,000 |
$86,000 | $1,320,000 |
| Refinancing |
152 | $16,221,000 |
$106,000 | $1,024,000 |
$98,000 | $1,060,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $88,000 |
$44,000 | $60,000 |
$51,000 | $66,000 |
| Black or African American |
45 | $1,604,000 |
$35,000 | $218,000 |
$42,000 | $160,000 |
| Hispanic |
1 | $38,000 |
$38,000 | $38,000 |
$44,000 | $44,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
25 | $9,766,000 |
$390,000 | $2,150,000 |
$0 | $0 |
| Not Provided |
2 | $261,000 |
$130,000 | $225,000 |
$28,000 | $34,000 |
| White |
203 | $18,746,000 |
$92,000 | $949,000 |
$117,000 | $1,320,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
278 | $30,503,000 |
$109,000 | $2,150,000 |
$93,000 | $1,320,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
15 | $887,000 |
$59,000 | $225,000 |
$38,000 | $87,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
263 | $29,616,000 |
$112,000 | $2,150,000 |
$96,000 | $1,320,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTRAL BANK OF GEORGIA by:
Metropolitan Area And
County
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