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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTRAL MO COMMUNITY CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTRAL MO COMMUNITY CU |
| Address | 201 S HOLDEN
WARRENSBURG, MO 64093 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 96 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,036,000 |
| Average Mortgage Loan Amount Applied For | $62,857 |
| Highest Mortgage Loan Amount Applied For | $275,000 |
| Average Applicant Income | $55,714 |
| Highest Applicant Income | $156,000 |
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| Home Improvement |
27 | $889,000 |
$32,000 | $200,000 |
$54,000 | $156,000 |
| Home Purchase |
10 | $1,047,000 |
$104,000 | $275,000 |
$66,000 | $125,000 |
| Refinancing |
59 | $3,100,000 |
$52,000 | $166,000 |
$59,000 | $141,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $241,000 |
$60,000 | $200,000 |
$52,000 | $95,000 |
| Hispanic |
1 | $20,000 |
$20,000 | $20,000 |
$39,000 | $39,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
91 | $4,775,000 |
$52,000 | $275,000 |
$59,000 | $156,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
96 | $5,036,000 |
$52,000 | $275,000 |
$58,000 | $156,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $292,000 |
$146,000 | $275,000 |
$58,000 | $60,000 |
| Application Denied By Financial Institution |
3 | $117,000 |
$39,000 | $82,000 |
$43,000 | $59,000 |
| Application Withdrawn By Applicant |
3 | $148,000 |
$49,000 | $100,000 |
$21,000 | $36,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
88 | $4,479,000 |
$50,000 | $200,000 |
$60,000 | $156,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $20,000 |
$20,000 | $20,000 |
$39,000 | $39,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $82,000 |
$82,000 | $82,000 |
$59,000 | $59,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $15,000 |
$15,000 | $15,000 |
$33,000 | $33,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTRAL MO COMMUNITY CU by:
Metropolitan Area And
County
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