|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CENTURY BANK OF GEORGIA
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CENTURY BANK OF GEORGIA |
| Address | PO BOX 580
CARTERSVILLE, GA 30120 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 154 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,845,000 |
| Average Mortgage Loan Amount Applied For | $197,833 |
| Highest Mortgage Loan Amount Applied For | $721,000 |
| Average Applicant Income | $68,111 |
| Highest Applicant Income | $417,000 |
|
|
|
| Home Improvement |
3 | $205,000 |
$68,000 | $144,000 |
$210,000 | $331,000 |
| Home Purchase |
67 | $9,320,000 |
$139,000 | $629,000 |
$69,000 | $349,000 |
| Refinancing |
84 | $10,320,000 |
$122,000 | $721,000 |
$79,000 | $417,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $152,000 |
$152,000 | $152,000 |
$29,000 | $29,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
83 | $10,109,000 |
$121,000 | $679,000 |
$80,000 | $417,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
70 | $9,584,000 |
$136,000 | $721,000 |
$75,000 | $350,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
147 | $19,048,000 |
$129,000 | $721,000 |
$79,000 | $417,000 |
| FHA-insured (Federal Housing Administration) |
7 | $797,000 |
$113,000 | $154,000 |
$37,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
57 | $8,283,000 |
$145,000 | $721,000 |
$64,000 | $186,000 |
| Application Withdrawn By Applicant |
2 | $293,000 |
$146,000 | $167,000 |
$87,000 | $103,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
95 | $11,269,000 |
$118,000 | $679,000 |
$85,000 | $417,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CENTURY BANK OF GEORGIA by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
