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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CHELSEA SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CHELSEA SAVINGS BANK |
| Address | P. O. BOX 67
BELLE PLAINE, IA 52208 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 76 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,263,000 |
| Average Mortgage Loan Amount Applied For | $57,000 |
| Highest Mortgage Loan Amount Applied For | $211,000 |
| Average Applicant Income | $83,428 |
| Highest Applicant Income | $320,000 |
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| Home Improvement |
22 | $827,000 |
$37,000 | $193,000 |
$43,000 | $250,000 |
| Home Purchase |
25 | $1,946,000 |
$77,000 | $211,000 |
$54,000 | $259,000 |
| Refinancing |
29 | $1,490,000 |
$51,000 | $170,000 |
$54,000 | $320,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $34,000 |
$17,000 | $24,000 |
$29,000 | $30,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
74 | $4,229,000 |
$57,000 | $211,000 |
$52,000 | $320,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
76 | $4,263,000 |
$56,000 | $211,000 |
$51,000 | $320,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $441,000 |
$44,000 | $100,000 |
$30,000 | $51,000 |
| Application Withdrawn By Applicant |
4 | $508,000 |
$127,000 | $211,000 |
$55,000 | $81,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
62 | $3,314,000 |
$53,000 | $193,000 |
$54,000 | $320,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CHELSEA SAVINGS BANK by:
Metropolitan Area And
County
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