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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CHINATRUST BANK (USA)
Mortgage Loans and Application Details
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| Mortgage Company Name |
CHINATRUST BANK (USA) |
| Address | 22939 HAWTHORNE BLVD
TORRANCE, CA 90505 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 17 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $73,386,000 |
| Average Mortgage Loan Amount Applied For | $4,884,333 |
| Highest Mortgage Loan Amount Applied For | $22,404,000 |
| Average Applicant Income | $1,000 |
| Highest Applicant Income | $57,000 |
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| Home Improvement |
2 | $1,662,000 |
$831,000 | $900,000 |
$0 | $0 |
| Home Purchase |
5 | $37,196,000 |
$7,439,000 | $22,404,000 |
$11,000 | $57,000 |
| Refinancing |
10 | $34,528,000 |
$2,718,750 | $10,000,000 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $1,709,000 |
$569,000 | $762,000 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $71,432,000 |
$3,711,250 | $22,404,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
1 | $245,000 |
$245,000 | $245,000 |
$57,000 | $57,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
17 | $73,386,000 |
$2,846,750 | $22,404,000 |
$1,500 | $57,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $1,900,000 |
$1,900,000 | $1,900,000 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $6,245,000 |
$3,122,500 | $6,000,000 |
$28,500 | $57,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
14 | $65,241,000 |
$2,839,250 | $22,404,000 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CHINATRUST BANK (USA) by:
Metropolitan Area And
County
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