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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIZENS SECURITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIZENS SECURITY BANK |
| Address | 14821 S. MEMORIAL
BIXBY, OK 74008 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 288 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,764,000 |
| Average Mortgage Loan Amount Applied For | $109,611 |
| Highest Mortgage Loan Amount Applied For | $3,400,000 |
| Average Applicant Income | $90,222 |
| Highest Applicant Income | $2,481,000 |
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| Home Improvement |
101 | $6,466,000 |
$64,000 | $3,400,000 |
$74,000 | $1,800,000 |
| Home Purchase |
133 | $13,866,000 |
$104,000 | $1,250,000 |
$106,000 | $2,481,000 |
| Refinancing |
55 | $4,442,000 |
$80,000 | $378,000 |
$92,000 | $1,436,000 |
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| American Indian or Alaskan Native |
21 | $882,000 |
$42,000 | $189,000 |
$113,000 | $1,436,000 |
| Asian |
1 | $16,000 |
$16,000 | $16,000 |
$144,000 | $144,000 |
| Black or African American |
15 | $458,000 |
$30,000 | $125,000 |
$52,000 | $200,000 |
| Hispanic |
1 | $104,000 |
$104,000 | $104,000 |
$52,000 | $52,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $32,000 |
$32,000 | $32,000 |
$19,000 | $19,000 |
| Not applicable |
22 | $6,700,000 |
$304,000 | $3,400,000 |
$0 | $0 |
| Not Provided |
3 | $104,000 |
$34,000 | $50,000 |
$44,000 | $64,000 |
| White |
225 | $16,478,000 |
$73,000 | $775,000 |
$103,000 | $2,481,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
289 | $24,774,000 |
$85,000 | $3,400,000 |
$92,000 | $2,481,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $642,000 |
$107,000 | $350,000 |
$96,000 | $360,000 |
| Application Denied By Financial Institution |
30 | $1,277,000 |
$42,000 | $130,000 |
$39,000 | $85,000 |
| Application Withdrawn By Applicant |
3 | $119,000 |
$39,000 | $79,000 |
$35,000 | $44,000 |
| File Closed For Incompleteness |
1 | $19,000 |
$19,000 | $19,000 |
$32,000 | $32,000 |
| Loan Originated |
249 | $22,717,000 |
$91,000 | $3,400,000 |
$99,000 | $2,481,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIZENS SECURITY BANK by:
Metropolitan Area And
County
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