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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIZENS TRI-COUNTY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIZENS TRI-COUNTY BANK |
| Address | PO BOX 697, 15699 RANKIN AVE N
DUNLAP, TN 37327 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,127 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $60,105,000 |
| Average Mortgage Loan Amount Applied For | $60,523 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $63,380 |
| Highest Applicant Income | $1,036,000 |
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| Home Improvement |
170 | $3,652,000 |
$21,000 | $197,000 |
$43,000 | $480,000 |
| Home Purchase |
381 | $22,856,000 |
$59,000 | $351,000 |
$51,000 | $520,000 |
| Refinancing |
576 | $33,597,000 |
$58,000 | $400,000 |
$56,000 | $1,036,000 |
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| American Indian or Alaskan Native |
2 | $38,000 |
$19,000 | $26,000 |
$21,000 | $29,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $229,000 |
$45,000 | $142,000 |
$42,000 | $87,000 |
| Hispanic |
3 | $98,000 |
$32,000 | $50,000 |
$30,000 | $61,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $110,000 |
$110,000 | $110,000 |
$56,000 | $56,000 |
| Not applicable |
4 | $249,000 |
$62,000 | $125,000 |
$0 | $0 |
| Not Provided |
3 | $109,000 |
$36,000 | $66,000 |
$15,000 | $28,000 |
| White |
1,109 | $59,272,000 |
$53,000 | $400,000 |
$53,000 | $1,036,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,125 | $59,879,000 |
$53,000 | $400,000 |
$52,000 | $1,036,000 |
| FHA-insured (Federal Housing Administration) |
1 | $83,000 |
$83,000 | $83,000 |
$18,000 | $18,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $143,000 |
$143,000 | $143,000 |
$57,000 | $57,000 |
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| Application Approved But Not Accepted |
58 | $4,218,000 |
$72,000 | $265,000 |
$47,000 | $300,000 |
| Application Denied By Financial Institution |
192 | $11,863,000 |
$61,000 | $259,000 |
$35,000 | $420,000 |
| Application Withdrawn By Applicant |
55 | $6,012,000 |
$109,000 | $400,000 |
$49,000 | $124,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
822 | $38,012,000 |
$46,000 | $351,000 |
$57,000 | $1,036,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIZENS TRI-COUNTY BANK by:
Metropolitan Area And
County
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