|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CITY BANK OF HARTFORD
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CITY BANK OF HARTFORD |
| Address | 307 W MAIN ST
HARTFORD, AL 36344 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 106 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,389,000 |
| Average Mortgage Loan Amount Applied For | $37,125 |
| Highest Mortgage Loan Amount Applied For | $265,000 |
| Average Applicant Income | $34,500 |
| Highest Applicant Income | $390,000 |
|
|
|
| Home Improvement |
13 | $390,000 |
$30,000 | $60,000 |
$31,000 | $55,000 |
| Home Purchase |
41 | $2,040,000 |
$49,000 | $265,000 |
$46,000 | $150,000 |
| Refinancing |
52 | $1,959,000 |
$37,000 | $169,000 |
$34,000 | $390,000 |
|
|
| American Indian or Alaskan Native |
2 | $73,000 |
$36,000 | $46,000 |
$40,000 | $41,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
7 | $131,000 |
$18,000 | $68,000 |
$24,000 | $58,000 |
| Hispanic |
1 | $25,000 |
$25,000 | $25,000 |
$80,000 | $80,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $214,000 |
$30,000 | $65,000 |
$18,000 | $55,000 |
| Not Provided |
1 | $19,000 |
$19,000 | $19,000 |
$37,000 | $37,000 |
| White |
88 | $3,927,000 |
$44,000 | $265,000 |
$41,000 | $390,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
106 | $4,389,000 |
$41,000 | $265,000 |
$39,000 | $390,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $22,000 |
$22,000 | $22,000 |
$47,000 | $47,000 |
| Application Denied By Financial Institution |
8 | $318,000 |
$39,000 | $69,000 |
$25,000 | $58,000 |
| Application Withdrawn By Applicant |
3 | $129,000 |
$43,000 | $69,000 |
$30,000 | $39,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
94 | $3,920,000 |
$41,000 | $265,000 |
$40,000 | $390,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $46,000 |
$46,000 | $46,000 |
$36,000 | $36,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $243,000 |
$40,000 | $69,000 |
$26,000 | $58,000 |
| Debt-To-Income Ratio |
1 | $29,000 |
$29,000 | $29,000 |
$8,000 | $8,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CITY BANK OF HARTFORD by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
