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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITY NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITY NATIONAL BANK |
| Address | 555 S. FLOWER STREET, 18TH FLOOR
LOS ANGELES, CA 90071 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 683 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $804,310,000 |
| Average Mortgage Loan Amount Applied For | $1,275,655 |
| Highest Mortgage Loan Amount Applied For | $22,752,000 |
| Average Applicant Income | $1,051,603 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
80 | $63,361,000 |
$792,000 | $6,684,000 |
$431,000 | $5,916,000 |
| Home Purchase |
429 | $550,241,000 |
$1,282,000 | $22,752,000 |
$828,000 | $9,999,000 |
| Refinancing |
239 | $251,556,000 |
$1,052,000 | $15,800,000 |
$593,000 | $9,879,000 |
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| American Indian or Alaskan Native |
1 | $100,000 |
$100,000 | $100,000 |
$296,000 | $296,000 |
| Asian |
27 | $24,541,000 |
$908,000 | $3,000,000 |
$380,000 | $1,400,000 |
| Black or African American |
7 | $6,154,000 |
$879,000 | $1,320,000 |
$620,000 | $1,969,000 |
| Hispanic |
17 | $7,665,000 |
$450,000 | $1,248,000 |
$281,000 | $1,100,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $632,000 |
$210,000 | $428,000 |
$148,000 | $167,000 |
| Not applicable |
53 | $186,063,000 |
$3,510,000 | $22,752,000 |
$33,000 | $1,500,000 |
| Not Provided |
280 | $327,022,000 |
$1,167,000 | $10,500,000 |
$967,000 | $9,999,000 |
| White |
360 | $312,981,000 |
$869,000 | $7,560,000 |
$663,000 | $9,879,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
748 | $865,158,000 |
$1,156,000 | $22,752,000 |
$710,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
74 | $90,629,000 |
$1,224,000 | $5,000,000 |
$971,000 | $6,633,000 |
| Application Denied By Financial Institution |
67 | $53,879,000 |
$804,000 | $4,400,000 |
$275,000 | $2,400,000 |
| Application Withdrawn By Applicant |
57 | $68,775,000 |
$1,206,000 | $5,000,000 |
$558,000 | $2,721,000 |
| File Closed For Incompleteness |
12 | $19,043,000 |
$1,586,000 | $3,000,000 |
$316,000 | $1,336,000 |
| Loan Originated |
473 | $571,984,000 |
$1,209,000 | $22,752,000 |
$780,000 | $9,999,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
41 | $47,825,000 |
$1,166,000 | $10,000,000 |
$761,000 | $6,232,000 |
| Preapproval Denied by Financial Institution |
24 | $13,023,000 |
$542,000 | $2,485,000 |
$210,000 | $1,730,000 |
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| Collateral |
13 | $19,281,000 |
$1,483,000 | $4,400,000 |
$722,000 | $2,400,000 |
| Credit Application Incomplete |
2 | $1,570,000 |
$785,000 | $1,060,000 |
$277,000 | $490,000 |
| Credit History |
15 | $8,968,000 |
$597,000 | $1,500,000 |
$218,000 | $700,000 |
| Debt-To-Income Ratio |
50 | $28,621,000 |
$572,000 | $2,485,000 |
$145,000 | $1,730,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $2,997,000 |
$999,000 | $2,637,000 |
$170,000 | $288,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6 | $3,215,000 |
$535,000 | $1,000,000 |
$224,000 | $450,000 |
| Unverifiable Information |
2 | $2,250,000 |
$1,125,000 | $1,275,000 |
$555,000 | $775,000 |
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Mortgage Loan App Totals for CITY NATIONAL BANK by:
Metropolitan Area And
County
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