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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CMAR CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CMAR CREDIT UNION |
| Address | 647 ROSWELL STREET
MARIETTA, GA 30060 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 58 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,645,000 |
| Average Mortgage Loan Amount Applied For | $74,571 |
| Highest Mortgage Loan Amount Applied For | $270,000 |
| Average Applicant Income | $70,571 |
| Highest Applicant Income | $173,000 |
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| Home Improvement |
28 | $722,000 |
$25,000 | $59,000 |
$74,000 | $173,000 |
| Home Purchase |
15 | $1,676,000 |
$111,000 | $200,000 |
$86,000 | $170,000 |
| Refinancing |
29 | $3,970,000 |
$136,000 | $270,000 |
$66,000 | $160,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
18 | $1,474,000 |
$81,000 | $264,000 |
$98,000 | $173,000 |
| Hispanic |
3 | $490,000 |
$163,000 | $225,000 |
$73,000 | $108,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $390,000 |
$195,000 | $200,000 |
$48,000 | $50,000 |
| White |
49 | $4,014,000 |
$81,000 | $270,000 |
$65,000 | $127,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
72 | $6,368,000 |
$88,000 | $270,000 |
$74,000 | $173,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $425,000 |
$212,000 | $225,000 |
$79,000 | $108,000 |
| Application Denied By Financial Institution |
4 | $351,000 |
$87,000 | $167,000 |
$56,000 | $71,000 |
| Application Withdrawn By Applicant |
6 | $649,000 |
$108,000 | $168,000 |
$41,000 | $87,000 |
| File Closed For Incompleteness |
1 | $108,000 |
$108,000 | $108,000 |
$73,000 | $73,000 |
| Loan Originated |
58 | $4,645,000 |
$80,000 | $270,000 |
$78,000 | $173,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $190,000 |
$190,000 | $190,000 |
$47,000 | $47,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $21,000 |
$21,000 | $21,000 |
$71,000 | $71,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $127,000 |
$127,000 | $127,000 |
$45,000 | $45,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CMAR CREDIT UNION by:
Metropolitan Area And
County
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