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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMERCE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMERCE BANK |
| Address | 15305 EAST COLFAX AVENUE
AURORA, CO 80011 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 14 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,806,000 |
| Average Mortgage Loan Amount Applied For | $139,333 |
| Highest Mortgage Loan Amount Applied For | $495,000 |
| Average Applicant Income | $34,333 |
| Highest Applicant Income | $77,000 |
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| Home Improvement |
6 | $133,000 |
$22,000 | $70,000 |
$33,000 | $77,000 |
| Home Purchase |
4 | $1,390,000 |
$347,000 | $495,000 |
$46,000 | $74,000 |
| Refinancing |
4 | $283,000 |
$70,000 | $170,000 |
$50,000 | $70,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $1,168,000 |
$166,000 | $495,000 |
$37,000 | $74,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
7 | $638,000 |
$91,000 | $487,000 |
$45,000 | $77,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
14 | $1,806,000 |
$129,000 | $495,000 |
$41,000 | $77,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $101,000 |
$25,000 | $70,000 |
$26,000 | $45,000 |
| Application Withdrawn By Applicant |
1 | $170,000 |
$170,000 | $170,000 |
$20,000 | $20,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
9 | $1,535,000 |
$170,000 | $495,000 |
$51,000 | $77,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMERCE BANK by:
Metropolitan Area And
County
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