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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK AND TRUST COMPA
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK AND TRUST COMPA |
| Address | 4880 S LEWIS AVE
TULSA, OK 74105 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 56 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,452,000 |
| Average Mortgage Loan Amount Applied For | $70,571 |
| Highest Mortgage Loan Amount Applied For | $388,000 |
| Average Applicant Income | $75,714 |
| Highest Applicant Income | $850,000 |
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| Home Improvement |
12 | $410,000 |
$34,000 | $115,000 |
$76,000 | $216,000 |
| Home Purchase |
23 | $2,338,000 |
$101,000 | $388,000 |
$139,000 | $850,000 |
| Refinancing |
24 | $1,992,000 |
$83,000 | $225,000 |
$70,000 | $600,000 |
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| American Indian or Alaskan Native |
2 | $58,000 |
$29,000 | $55,000 |
$87,000 | $150,000 |
| Asian |
1 | $4,000 |
$4,000 | $4,000 |
$48,000 | $48,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $260,000 |
$86,000 | $125,000 |
$64,000 | $110,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $388,000 |
$388,000 | $388,000 |
$850,000 | $850,000 |
| Not Provided |
1 | $80,000 |
$80,000 | $80,000 |
$85,000 | $85,000 |
| White |
51 | $3,950,000 |
$77,000 | $239,000 |
$87,000 | $600,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
59 | $4,740,000 |
$80,000 | $388,000 |
$98,000 | $850,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $373,000 |
$53,000 | $176,000 |
$46,000 | $68,000 |
| Application Denied By Financial Institution |
6 | $504,000 |
$84,000 | $225,000 |
$118,000 | $600,000 |
| Application Withdrawn By Applicant |
3 | $383,000 |
$127,000 | $145,000 |
$71,000 | $105,000 |
| File Closed For Incompleteness |
4 | $431,000 |
$107,000 | $131,000 |
$164,000 | $401,000 |
| Loan Originated |
39 | $3,049,000 |
$78,000 | $388,000 |
$100,000 | $850,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $279,000 |
$55,000 | $117,000 |
$130,000 | $600,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $225,000 |
$225,000 | $225,000 |
$60,000 | $60,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK AND TRUST COMPA by:
Metropolitan Area And
County
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