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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY EDUCATORS CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY EDUCATORS CU |
| Address | 1030 SOUTH US HWY 1
ROCKLEDGE, FL 32955 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 620 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $44,364,000 |
| Average Mortgage Loan Amount Applied For | $71,000 |
| Highest Mortgage Loan Amount Applied For | $534,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $311,000 |
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| Home Improvement |
262 | $13,265,000 |
$50,000 | $300,000 |
$64,000 | $306,000 |
| Home Purchase |
40 | $5,664,000 |
$141,000 | $534,000 |
$89,000 | $311,000 |
| Refinancing |
318 | $25,435,000 |
$79,000 | $375,000 |
$62,000 | $191,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $234,000 |
$117,000 | $156,000 |
$53,000 | $57,000 |
| Black or African American |
57 | $4,531,000 |
$79,000 | $534,000 |
$65,000 | $311,000 |
| Hispanic |
23 | $1,304,000 |
$56,000 | $175,000 |
$54,000 | $107,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
47 | $2,016,000 |
$42,000 | $160,000 |
$57,000 | $200,000 |
| White |
491 | $36,279,000 |
$73,000 | $375,000 |
$66,000 | $306,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
620 | $44,364,000 |
$71,000 | $534,000 |
$65,000 | $311,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $1,073,000 |
$134,000 | $187,000 |
$42,000 | $62,000 |
| Application Denied By Financial Institution |
47 | $3,891,000 |
$82,000 | $258,000 |
$54,000 | $306,000 |
| Application Withdrawn By Applicant |
75 | $5,592,000 |
$74,000 | $375,000 |
$60,000 | $200,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
490 | $33,808,000 |
$68,000 | $534,000 |
$67,000 | $311,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY EDUCATORS CU by:
Metropolitan Area And
County
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