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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY ONE FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY ONE FCU |
| Address | 2699 N. TENAYA WAY
LAS VEGAS, NV 89128 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 90 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,765,000 |
| Average Mortgage Loan Amount Applied For | $636,500 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $129,500 |
| Highest Applicant Income | $267,000 |
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| Home Improvement |
61 | $3,067,000 |
$50,000 | $200,000 |
$70,000 | $227,000 |
| Home Purchase |
9 | $1,546,000 |
$171,000 | $300,000 |
$35,000 | $72,000 |
| Refinancing |
20 | $3,152,000 |
$157,000 | $1,200,000 |
$78,000 | $267,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
6 | $286,000 |
$47,000 | $64,000 |
$74,000 | $106,000 |
| Black or African American |
10 | $969,000 |
$96,000 | $245,000 |
$68,000 | $119,000 |
| Hispanic |
14 | $1,380,000 |
$98,000 | $318,000 |
$65,000 | $94,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $60,000 |
$60,000 | $60,000 |
$124,000 | $124,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
59 | $5,070,000 |
$85,000 | $1,200,000 |
$68,000 | $267,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
90 | $7,765,000 |
$86,000 | $1,200,000 |
$68,000 | $267,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
19 | $3,241,000 |
$170,000 | $1,200,000 |
$61,000 | $192,000 |
| Application Withdrawn By Applicant |
13 | $1,318,000 |
$101,000 | $285,000 |
$55,000 | $92,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
58 | $3,206,000 |
$55,000 | $300,000 |
$74,000 | $267,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $65,000 |
$65,000 | $65,000 |
$38,000 | $38,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $1,936,000 |
$242,000 | $1,200,000 |
$82,000 | $192,000 |
| Debt-To-Income Ratio |
10 | $1,240,000 |
$124,000 | $318,000 |
$46,000 | $79,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY ONE FCU by:
Metropolitan Area And
County
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