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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COPPER STAR BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COPPER STAR BANK |
| Address | 7555 EAST REDFIELD ROAD
SCOTTSDALE, AZ 85260 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 11 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,185,000 |
| Average Mortgage Loan Amount Applied For | $923,500 |
| Highest Mortgage Loan Amount Applied For | $2,781,000 |
| Average Applicant Income | $353,500 |
| Highest Applicant Income | $595,000 |
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| Home Improvement |
2 | $436,000 |
$218,000 | $250,000 |
$190,000 | $380,000 |
| Home Purchase |
6 | $5,699,000 |
$949,000 | $2,781,000 |
$105,000 | $311,000 |
| Refinancing |
3 | $4,050,000 |
$1,350,000 | $2,210,000 |
$396,000 | $595,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $182,000 |
$182,000 | $182,000 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $3,484,000 |
$1,161,000 | $2,781,000 |
$103,000 | $311,000 |
| Not Provided |
1 | $630,000 |
$630,000 | $630,000 |
$140,000 | $140,000 |
| White |
6 | $5,889,000 |
$981,000 | $2,210,000 |
$291,000 | $595,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
11 | $10,185,000 |
$925,000 | $2,781,000 |
$200,000 | $595,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $630,000 |
$630,000 | $630,000 |
$140,000 | $140,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
10 | $9,555,000 |
$955,000 | $2,781,000 |
$206,000 | $595,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COPPER STAR BANK by:
Metropolitan Area And
County
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