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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COUNTY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COUNTY BANK |
| Address | 19927 SHUTTLE ROAD
REHOBOTH BEACH, DE 19971 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 17 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,919,000 |
| Average Mortgage Loan Amount Applied For | $112,000 |
| Highest Mortgage Loan Amount Applied For | $200,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $168,000 |
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| Home Improvement |
40 | $1,251,000 |
$31,000 | $150,000 |
$45,000 | $135,000 |
| Home Purchase |
76 | $21,221,000 |
$279,000 | $3,987,000 |
$91,000 | $1,695,000 |
| Refinancing |
14 | $3,116,000 |
$222,000 | $1,244,000 |
$90,000 | $372,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $828,000 |
$165,000 | $370,000 |
$50,000 | $82,000 |
| Hispanic |
1 | $6,000 |
$6,000 | $6,000 |
$14,000 | $14,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
35 | $12,084,000 |
$345,000 | $3,987,000 |
$0 | $0 |
| Not Provided |
2 | $308,000 |
$154,000 | $180,000 |
$58,000 | $81,000 |
| White |
87 | $12,362,000 |
$142,000 | $1,244,000 |
$110,000 | $1,695,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
130 | $25,588,000 |
$196,000 | $3,987,000 |
$77,000 | $1,695,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $1,481,000 |
$134,000 | $470,000 |
$67,000 | $275,000 |
| Application Withdrawn By Applicant |
27 | $5,310,000 |
$196,000 | $1,241,000 |
$70,000 | $250,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
92 | $18,797,000 |
$204,000 | $3,987,000 |
$80,000 | $1,695,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $3,000 |
$3,000 | $3,000 |
$17,000 | $17,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $626,000 |
$156,000 | $470,000 |
$23,000 | $40,000 |
| Debt-To-Income Ratio |
4 | $833,000 |
$208,000 | $350,000 |
$119,000 | $275,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $16,000 |
$16,000 | $16,000 |
$56,000 | $56,000 |
| Unverifiable Information |
1 | $3,000 |
$3,000 | $3,000 |
$99,000 | $99,000 |
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Mortgage Loan App Totals for COUNTY BANK by:
Metropolitan Area And
County
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