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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COURTESY MORTGAGE COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
COURTESY MORTGAGE COMPANY |
| Address | 2615 CAMINO DEL RIO S. SUITE 400
SAN DIEGO, CA 92108 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,629 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $429,489,000 |
| Average Mortgage Loan Amount Applied For | $251,967 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $47,483 |
| Highest Applicant Income | $900,000 |
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| Home Improvement |
23 | $1,841,000 |
$80,000 | $200,000 |
$134,000 | $372,000 |
| Home Purchase |
98 | $26,172,000 |
$267,000 | $1,000,000 |
$79,000 | $361,000 |
| Refinancing |
1,564 | $415,520,000 |
$265,000 | $2,500,000 |
$57,000 | $900,000 |
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| American Indian or Alaskan Native |
6 | $922,000 |
$153,000 | $500,000 |
$68,000 | $150,000 |
| Asian |
39 | $12,273,000 |
$314,000 | $698,000 |
$76,000 | $240,000 |
| Black or African American |
100 | $24,424,000 |
$244,000 | $551,000 |
$42,000 | $144,000 |
| Hispanic |
649 | $157,622,000 |
$242,000 | $915,000 |
$52,000 | $372,000 |
| Native Hawaiin or Other Pacific Islander |
13 | $4,055,000 |
$311,000 | $533,000 |
$121,000 | $247,000 |
| Not applicable |
2 | $253,000 |
$126,000 | $153,000 |
$12,000 | $24,000 |
| Not Provided |
455 | $133,596,000 |
$293,000 | $1,500,000 |
$57,000 | $480,000 |
| White |
421 | $110,388,000 |
$262,000 | $2,500,000 |
$75,000 | $900,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,685 | $443,533,000 |
$263,000 | $2,500,000 |
$60,000 | $900,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
437 | $119,806,000 |
$274,000 | $1,500,000 |
$45,000 | $300,000 |
| Application Withdrawn By Applicant |
769 | $210,862,000 |
$274,000 | $2,500,000 |
$59,000 | $900,000 |
| File Closed For Incompleteness |
5 | $1,118,000 |
$223,000 | $496,000 |
$33,000 | $92,000 |
| Loan Originated |
474 | $111,747,000 |
$235,000 | $1,000,000 |
$75,000 | $372,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
131 | $38,031,000 |
$290,000 | $720,000 |
$54,000 | $300,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
118 | $31,072,000 |
$263,000 | $815,000 |
$31,000 | $120,000 |
| Debt-To-Income Ratio |
15 | $5,284,000 |
$352,000 | $1,500,000 |
$33,000 | $300,000 |
| Employment History |
1 | $351,000 |
$351,000 | $351,000 |
$120,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $1,440,000 |
$480,000 | $575,000 |
$61,000 | $112,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
165 | $43,068,000 |
$261,000 | $760,000 |
$48,000 | $228,000 |
| Unverifiable Information |
4 | $560,000 |
$140,000 | $240,000 |
$92,000 | $106,000 |
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Mortgage Loan App Totals for COURTESY MORTGAGE COMPANY by:
Metropolitan Area And
County
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