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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CREDIT UNION OF DENVER
Mortgage Loans and Application Details
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| Mortgage Company Name |
CREDIT UNION OF DENVER |
| Address | 9305 WEST ALAMEDA AVENUE
LAKEWOOD, CO 80226 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 241 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,881,000 |
| Average Mortgage Loan Amount Applied For | $82,363 |
| Highest Mortgage Loan Amount Applied For | $744,000 |
| Average Applicant Income | $90,318 |
| Highest Applicant Income | $348,000 |
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| Home Improvement |
125 | $2,270,000 |
$18,000 | $111,000 |
$77,000 | $309,000 |
| Home Purchase |
41 | $10,236,000 |
$249,000 | $744,000 |
$53,000 | $348,000 |
| Refinancing |
75 | $6,375,000 |
$85,000 | $609,000 |
$75,000 | $198,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $890,000 |
$178,000 | $744,000 |
$124,000 | $198,000 |
| Black or African American |
7 | $138,000 |
$19,000 | $58,000 |
$45,000 | $84,000 |
| Hispanic |
25 | $606,000 |
$24,000 | $105,000 |
$61,000 | $149,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $618,000 |
$309,000 | $608,000 |
$44,000 | $77,000 |
| White |
202 | $16,629,000 |
$82,000 | $700,000 |
$73,000 | $348,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
241 | $18,881,000 |
$78,000 | $744,000 |
$72,000 | $348,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
16 | $133,000 |
$8,000 | $30,000 |
$50,000 | $84,000 |
| Application Withdrawn By Applicant |
6 | $57,000 |
$9,000 | $19,000 |
$56,000 | $79,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
175 | $5,770,000 |
$32,000 | $145,000 |
$82,000 | $309,000 |
| Loan Purchased By The Institution |
44 | $12,921,000 |
$293,000 | $744,000 |
$44,000 | $348,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
13 | $112,000 |
$8,000 | $30,000 |
$47,000 | $84,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $10,000 |
$10,000 | $10,000 |
$77,000 | $77,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CREDIT UNION OF DENVER by:
Metropolitan Area And
County
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