|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CREDIT UNION OF THE ROCKIES
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CREDIT UNION OF THE ROCKIES |
| Address | 607 19TH ST
GOLDEN, CO 80401 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 76 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,230,000 |
| Average Mortgage Loan Amount Applied For | $44,812 |
| Highest Mortgage Loan Amount Applied For | $167,000 |
| Average Applicant Income | $85,500 |
| Highest Applicant Income | $215,000 |
|
|
|
| Home Improvement |
2 | $29,000 |
$14,000 | $17,000 |
$77,000 | $81,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
74 | $3,201,000 |
$43,000 | $167,000 |
$77,000 | $215,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $133,000 |
$33,000 | $49,000 |
$88,000 | $114,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $22,000 |
$22,000 | $22,000 |
$117,000 | $117,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $298,000 |
$59,000 | $101,000 |
$80,000 | $125,000 |
| White |
66 | $2,777,000 |
$42,000 | $167,000 |
$75,000 | $215,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
76 | $3,230,000 |
$42,000 | $167,000 |
$77,000 | $215,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
3 | $173,000 |
$57,000 | $76,000 |
$138,000 | $215,000 |
| Application Denied By Financial Institution |
4 | $213,000 |
$53,000 | $101,000 |
$44,000 | $55,000 |
| Application Withdrawn By Applicant |
5 | $239,000 |
$47,000 | $60,000 |
$95,000 | $125,000 |
| File Closed For Incompleteness |
6 | $219,000 |
$36,000 | $62,000 |
$80,000 | $141,000 |
| Loan Originated |
58 | $2,386,000 |
$41,000 | $167,000 |
$74,000 | $143,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
2 | $134,000 |
$67,000 | $101,000 |
$46,000 | $55,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $79,000 |
$39,000 | $50,000 |
$42,000 | $48,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CREDIT UNION OF THE ROCKIES by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
