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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CRESCENT BANK & TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
CRESCENT BANK & TRUST |
| Address | 1100 POYDRAS STREET SUITE 100
NEW ORLEANS, LA 70163 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 19 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,021,000 |
| Average Mortgage Loan Amount Applied For | $517,500 |
| Highest Mortgage Loan Amount Applied For | $1,394,000 |
| Average Applicant Income | $70,750 |
| Highest Applicant Income | $400,000 |
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| Home Improvement |
2 | $164,000 |
$82,000 | $150,000 |
$88,000 | $98,000 |
| Home Purchase |
11 | $2,133,000 |
$193,000 | $300,000 |
$98,000 | $400,000 |
| Refinancing |
6 | $2,724,000 |
$454,000 | $1,394,000 |
$87,000 | $220,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $407,000 |
$203,000 | $216,000 |
$132,000 | $132,000 |
| Black or African American |
1 | $150,000 |
$150,000 | $150,000 |
$81,000 | $81,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $720,000 |
$180,000 | $300,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
12 | $3,744,000 |
$312,000 | $1,394,000 |
$119,000 | $400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
19 | $5,021,000 |
$264,000 | $1,394,000 |
$93,000 | $400,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
19 | $5,021,000 |
$264,000 | $1,394,000 |
$93,000 | $400,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CRESCENT BANK & TRUST by:
Metropolitan Area And
County
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