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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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CSB STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CSB STATE BANK |
| Address | 10351 EVANSVILLE ST., PO BOX 68
CYNTHIANA, IN 47612 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 39 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,361,000 |
| Average Mortgage Loan Amount Applied For | $53,200 |
| Highest Mortgage Loan Amount Applied For | $175,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $209,000 |
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| Home Improvement |
4 | $244,000 |
$61,000 | $120,000 |
$17,000 | $36,000 |
| Home Purchase |
22 | $1,214,000 |
$55,000 | $175,000 |
$39,000 | $209,000 |
| Refinancing |
13 | $903,000 |
$69,000 | $155,000 |
$25,000 | $56,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $78,000 |
$78,000 | $78,000 |
$0 | $0 |
| Not Provided |
1 | $85,000 |
$85,000 | $85,000 |
$209,000 | $209,000 |
| White |
37 | $2,198,000 |
$59,000 | $175,000 |
$28,000 | $80,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
39 | $2,361,000 |
$60,000 | $175,000 |
$32,000 | $209,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $348,000 |
$69,000 | $175,000 |
$37,000 | $80,000 |
| Application Withdrawn By Applicant |
1 | $31,000 |
$31,000 | $31,000 |
$29,000 | $29,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
33 | $1,982,000 |
$60,000 | $155,000 |
$32,000 | $209,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $243,000 |
$81,000 | $175,000 |
$49,000 | $80,000 |
| Debt-To-Income Ratio |
1 | $60,000 |
$60,000 | $60,000 |
$35,000 | $35,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CSB STATE BANK by:
Metropolitan Area And
County
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