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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CSE CREDIT UNION INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
CSE CREDIT UNION INC |
| Address | 84 WADSWORTH STREET
HARTFORD, CT 06106 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 885 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $73,310,000 |
| Average Mortgage Loan Amount Applied For | $85,625 |
| Highest Mortgage Loan Amount Applied For | $475,000 |
| Average Applicant Income | $82,375 |
| Highest Applicant Income | $264,000 |
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| Home Improvement |
482 | $32,351,000 |
$67,000 | $300,000 |
$87,000 | $264,000 |
| Home Purchase |
12 | $1,209,000 |
$100,000 | $200,000 |
$87,000 | $154,000 |
| Refinancing |
398 | $40,440,000 |
$101,000 | $475,000 |
$79,000 | $249,000 |
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| American Indian or Alaskan Native |
4 | $640,000 |
$160,000 | $475,000 |
$105,000 | $154,000 |
| Asian |
9 | $1,010,000 |
$112,000 | $235,000 |
$77,000 | $152,000 |
| Black or African American |
99 | $7,822,000 |
$79,000 | $250,000 |
$76,000 | $185,000 |
| Hispanic |
48 | $4,195,000 |
$87,000 | $250,000 |
$78,000 | $264,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $30,000 |
$30,000 | $30,000 |
$89,000 | $89,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
24 | $1,820,000 |
$75,000 | $256,000 |
$73,000 | $203,000 |
| White |
707 | $58,483,000 |
$82,000 | $375,000 |
$85,000 | $252,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
892 | $74,000,000 |
$82,000 | $475,000 |
$84,000 | $264,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $441,000 |
$63,000 | $163,000 |
$79,000 | $138,000 |
| Application Denied By Financial Institution |
82 | $8,815,000 |
$107,000 | $475,000 |
$63,000 | $181,000 |
| Application Withdrawn By Applicant |
38 | $2,920,000 |
$76,000 | $200,000 |
$80,000 | $217,000 |
| File Closed For Incompleteness |
26 | $1,917,000 |
$73,000 | $205,000 |
$79,000 | $203,000 |
| Loan Originated |
739 | $59,907,000 |
$81,000 | $375,000 |
$86,000 | $264,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $285,000 |
$71,000 | $100,000 |
$44,000 | $72,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
20 | $1,875,000 |
$93,000 | $230,000 |
$66,000 | $130,000 |
| Debt-To-Income Ratio |
40 | $4,904,000 |
$122,000 | $475,000 |
$55,000 | $156,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $375,000 |
$93,000 | $150,000 |
$103,000 | $152,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CSE CREDIT UNION INC by:
Metropolitan Area And
County
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