|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CU WEST MORTGAGE, INC.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CU WEST MORTGAGE, INC. |
| Address | 9500 CLEVELAND AVENUE, 200
RANCHO CUCAMONGA, CA 91730 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 509 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $109,695,000 |
| Average Mortgage Loan Amount Applied For | $205,145 |
| Highest Mortgage Loan Amount Applied For | $712,000 |
| Average Applicant Income | $81,729 |
| Highest Applicant Income | $336,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
223 | $58,430,000 |
$262,000 | $712,000 |
$80,000 | $336,000 |
| Refinancing |
418 | $88,034,000 |
$210,000 | $660,000 |
$72,000 | $289,000 |
|
|
| American Indian or Alaskan Native |
3 | $331,000 |
$110,000 | $125,000 |
$73,000 | $112,000 |
| Asian |
7 | $2,218,000 |
$316,000 | $616,000 |
$94,000 | $144,000 |
| Black or African American |
7 | $1,494,000 |
$213,000 | $417,000 |
$60,000 | $98,000 |
| Hispanic |
114 | $23,169,000 |
$203,000 | $635,000 |
$66,000 | $189,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $300,000 |
$300,000 | $300,000 |
$92,000 | $92,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
250 | $62,269,000 |
$249,000 | $650,000 |
$77,000 | $220,000 |
| White |
259 | $56,683,000 |
$218,000 | $712,000 |
$76,000 | $336,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
641 | $146,464,000 |
$228,000 | $712,000 |
$75,000 | $336,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
40 | $8,265,000 |
$206,000 | $417,000 |
$74,000 | $176,000 |
| Application Denied By Financial Institution |
94 | $22,827,000 |
$242,000 | $704,000 |
$65,000 | $142,000 |
| Application Withdrawn By Applicant |
101 | $23,991,000 |
$237,000 | $712,000 |
$75,000 | $270,000 |
| File Closed For Incompleteness |
97 | $28,386,000 |
$292,000 | $700,000 |
$82,000 | $213,000 |
| Loan Originated |
297 | $60,823,000 |
$204,000 | $650,000 |
$75,000 | $336,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
12 | $2,172,000 |
$181,000 | $342,000 |
$76,000 | $189,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
36 | $8,879,000 |
$246,000 | $490,000 |
$71,000 | $142,000 |
| Debt-To-Income Ratio |
43 | $10,571,000 |
$245,000 | $704,000 |
$62,000 | $130,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $1,333,000 |
$333,000 | $483,000 |
$74,000 | $117,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
11 | $2,044,000 |
$185,000 | $408,000 |
$53,000 | $82,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CU WEST MORTGAGE, INC. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
