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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DAKOTA COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
DAKOTA COMMUNITY BANK |
| Address | 353 19TH STREET WEST
DICKINSON, ND 58601 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 896 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $73,278,000 |
| Average Mortgage Loan Amount Applied For | $82,540 |
| Highest Mortgage Loan Amount Applied For | $640,000 |
| Average Applicant Income | $58,648 |
| Highest Applicant Income | $533,000 |
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| Home Improvement |
78 | $1,548,000 |
$19,000 | $108,000 |
$41,000 | $265,000 |
| Home Purchase |
549 | $50,248,000 |
$173,375 | $640,000 |
$110,625 | $533,000 |
| Refinancing |
279 | $22,737,000 |
$91,200 | $388,000 |
$73,800 | $350,000 |
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| American Indian or Alaskan Native |
14 | $992,000 |
$56,000 | $279,000 |
$53,500 | $255,000 |
| Asian |
1 | $20,000 |
$20,000 | $20,000 |
$23,000 | $23,000 |
| Black or African American |
2 | $178,000 |
$89,000 | $158,000 |
$158,000 | $158,000 |
| Hispanic |
12 | $945,000 |
$78,000 | $188,000 |
$61,000 | $134,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $88,000 |
$44,000 | $56,000 |
$0 | $0 |
| Not Provided |
22 | $937,000 |
$47,500 | $202,000 |
$109,000 | $183,000 |
| White |
853 | $71,373,000 |
$156,500 | $640,000 |
$94,500 | $533,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
743 | $59,243,000 |
$137,875 | $640,000 |
$94,875 | $533,000 |
| FHA-insured (Federal Housing Administration) |
100 | $9,199,000 |
$88,000 | $155,000 |
$55,500 | $81,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
36 | $3,280,000 |
$91,000 | $166,000 |
$34,000 | $97,000 |
| VA-guaranteed (Veterans Administration) |
27 | $2,811,000 |
$107,000 | $218,000 |
$46,500 | $133,000 |
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| Application Approved But Not Accepted |
12 | $472,000 |
$39,000 | $125,000 |
$41,000 | $74,000 |
| Application Denied By Financial Institution |
74 | $3,631,000 |
$86,000 | $242,000 |
$50,333 | $144,000 |
| Application Withdrawn By Applicant |
66 | $5,873,000 |
$106,000 | $640,000 |
$57,000 | $342,000 |
| File Closed For Incompleteness |
11 | $751,000 |
$81,000 | $172,000 |
$38,500 | $86,000 |
| Loan Originated |
743 | $63,806,000 |
$155,125 | $510,000 |
$107,375 | $533,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DAKOTA COMMUNITY BANK by:
Metropolitan Area And
County
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