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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DB HOME LENDING LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
DB HOME LENDING LLC |
| Address | 26521 RANCHO PARKWAY SOUTH - SUITE 210
LAKE FOREST, CA 92630 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 16,194 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,225,375,000 |
| Average Mortgage Loan Amount Applied For | $158,497 |
| Highest Mortgage Loan Amount Applied For | $2,850,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $5,117,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
9,902 | $1,848,102,000 |
$186,000 | $1,500,000 |
$103,000 | $5,117,000 |
| Refinancing |
6,300 | $1,378,355,000 |
$218,000 | $2,850,000 |
$116,000 | $3,600,000 |
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| American Indian or Alaskan Native |
63 | $12,816,000 |
$203,000 | $959,000 |
$116,000 | $306,000 |
| Asian |
828 | $200,990,000 |
$242,000 | $1,500,000 |
$138,000 | $1,101,000 |
| Black or African American |
1,780 | $343,320,000 |
$192,000 | $1,430,000 |
$95,000 | $716,000 |
| Hispanic |
7,272 | $1,393,751,000 |
$191,000 | $1,350,000 |
$96,000 | $3,600,000 |
| Native Hawaiin or Other Pacific Islander |
181 | $36,599,000 |
$202,000 | $1,120,000 |
$124,000 | $582,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2,013 | $437,310,000 |
$217,000 | $1,739,000 |
$115,000 | $1,340,000 |
| White |
4,065 | $801,671,000 |
$197,000 | $2,850,000 |
$125,000 | $5,117,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
16,202 | $3,226,457,000 |
$199,000 | $2,850,000 |
$108,000 | $5,117,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1,505 | $299,267,000 |
$198,000 | $1,600,000 |
$104,000 | $1,260,000 |
| Application Denied By Financial Institution |
4,928 | $1,021,041,000 |
$207,000 | $2,850,000 |
$117,000 | $3,600,000 |
| Application Withdrawn By Applicant |
3,688 | $748,238,000 |
$202,000 | $1,960,000 |
$109,000 | $5,117,000 |
| File Closed For Incompleteness |
70 | $17,432,000 |
$249,000 | $940,000 |
$146,000 | $600,000 |
| Loan Originated |
6,011 | $1,140,479,000 |
$189,000 | $1,500,000 |
$101,000 | $1,150,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
426 | $89,225,000 |
$209,000 | $2,600,000 |
$132,000 | $2,280,000 |
| Credit Application Incomplete |
13 | $3,607,000 |
$277,000 | $615,000 |
$121,000 | $247,000 |
| Credit History |
1,541 | $318,712,000 |
$206,000 | $2,000,000 |
$115,000 | $3,600,000 |
| Debt-To-Income Ratio |
411 | $84,442,000 |
$205,000 | $1,275,000 |
$94,000 | $717,000 |
| Employment History |
45 | $8,469,000 |
$188,000 | $770,000 |
$87,000 | $315,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
129 | $34,597,000 |
$268,000 | $2,850,000 |
$143,000 | $1,560,000 |
| Mortgage Insurance Denied |
2 | $276,000 |
$138,000 | $240,000 |
$83,000 | $94,000 |
| Other |
1,267 | $271,266,000 |
$214,000 | $1,950,000 |
$124,000 | $1,116,000 |
| Unverifiable Information |
308 | $68,591,000 |
$222,000 | $842,000 |
$119,000 | $576,000 |
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Mortgage Loan App Totals for DB HOME LENDING LLC by:
Metropolitan Area And
County
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