|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
DOW LA FCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
DOW LA FCU |
| Address | 21925 LA HWY 1 SOUTH
PLAQUEMINE, LA 70764 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 265 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $30,802,000 |
| Average Mortgage Loan Amount Applied For | $123,409 |
| Highest Mortgage Loan Amount Applied For | $358,000 |
| Average Applicant Income | $58,636 |
| Highest Applicant Income | $564,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
139 | $16,333,000 |
$117,000 | $300,000 |
$57,000 | $145,000 |
| Refinancing |
126 | $14,469,000 |
$114,000 | $358,000 |
$73,000 | $564,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
56 | $5,722,000 |
$102,000 | $328,000 |
$60,000 | $149,000 |
| Hispanic |
5 | $510,000 |
$102,000 | $126,000 |
$52,000 | $84,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
11 | $1,078,000 |
$98,000 | $285,000 |
$60,000 | $129,000 |
| White |
193 | $23,492,000 |
$121,000 | $358,000 |
$67,000 | $564,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
265 | $30,802,000 |
$116,000 | $358,000 |
$65,000 | $564,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
15 | $1,149,000 |
$76,000 | $131,000 |
$40,000 | $71,000 |
| Application Withdrawn By Applicant |
130 | $16,475,000 |
$126,000 | $309,000 |
$64,000 | $564,000 |
| File Closed For Incompleteness |
5 | $509,000 |
$101,000 | $184,000 |
$51,000 | $85,000 |
| Loan Originated |
115 | $12,669,000 |
$110,000 | $358,000 |
$70,000 | $166,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $684,000 |
$76,000 | $112,000 |
$37,000 | $71,000 |
| Debt-To-Income Ratio |
4 | $266,000 |
$66,000 | $106,000 |
$48,000 | $66,000 |
| Employment History |
1 | $68,000 |
$68,000 | $68,000 |
$17,000 | $17,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $131,000 |
$131,000 | $131,000 |
$64,000 | $64,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for DOW LA FCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
