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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DOWNERS GROVE NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
DOWNERS GROVE NATIONAL BANK |
| Address | 5140 MAIN STREET
DOWNERS GROVE, IL 60515 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 63 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,725,000 |
| Average Mortgage Loan Amount Applied For | $337,100 |
| Highest Mortgage Loan Amount Applied For | $1,440,000 |
| Average Applicant Income | $464,500 |
| Highest Applicant Income | $3,113,000 |
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| Home Improvement |
23 | $1,028,000 |
$44,000 | $250,000 |
$104,000 | $505,000 |
| Home Purchase |
27 | $9,818,000 |
$363,000 | $1,440,000 |
$324,000 | $3,113,000 |
| Refinancing |
14 | $4,234,000 |
$302,000 | $795,000 |
$345,000 | $2,700,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $373,000 |
$124,000 | $263,000 |
$181,000 | $438,000 |
| Black or African American |
3 | $1,739,000 |
$579,000 | $1,440,000 |
$266,000 | $483,000 |
| Hispanic |
1 | $1,200,000 |
$1,200,000 | $1,200,000 |
$460,000 | $460,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $497,000 |
$248,000 | $250,000 |
$23,000 | $23,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
55 | $11,271,000 |
$204,000 | $824,000 |
$257,000 | $3,113,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
64 | $15,080,000 |
$235,000 | $1,440,000 |
$250,000 | $3,113,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $992,000 |
$496,000 | $824,000 |
$231,000 | $269,000 |
| Application Denied By Financial Institution |
3 | $1,055,000 |
$351,000 | $515,000 |
$68,000 | $102,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
58 | $12,678,000 |
$218,000 | $1,440,000 |
$263,000 | $3,113,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $355,000 |
$355,000 | $355,000 |
$71,000 | $71,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $460,000 |
$460,000 | $460,000 |
$90,000 | $90,000 |
| Debt-To-Income Ratio |
3 | $950,000 |
$316,000 | $515,000 |
$62,000 | $102,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DOWNERS GROVE NATIONAL BANK by:
Metropolitan Area And
County
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