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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EAGLE COMMUNITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
EAGLE COMMUNITY CREDIT UNION |
| Address | 23021 LAKE CENTER DRIVE
LAKE FOREST, CA 92630 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 35 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,452,000 |
| Average Mortgage Loan Amount Applied For | $274,000 |
| Highest Mortgage Loan Amount Applied For | $675,000 |
| Average Applicant Income | $73,500 |
| Highest Applicant Income | $219,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
3 | $1,054,000 |
$351,000 | $452,000 |
$90,000 | $133,000 |
| Refinancing |
32 | $9,398,000 |
$293,000 | $675,000 |
$84,000 | $219,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $430,000 |
$215,000 | $330,000 |
$133,000 | $159,000 |
| Black or African American |
1 | $250,000 |
$250,000 | $250,000 |
$49,000 | $49,000 |
| Hispanic |
11 | $3,599,000 |
$327,000 | $477,000 |
$78,000 | $133,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $380,000 |
$380,000 | $380,000 |
$76,000 | $76,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
9 | $3,175,000 |
$352,000 | $675,000 |
$92,000 | $219,000 |
| White |
11 | $2,618,000 |
$238,000 | $400,000 |
$81,000 | $179,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
35 | $10,452,000 |
$298,000 | $675,000 |
$84,000 | $219,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $400,000 |
$400,000 | $400,000 |
$59,000 | $59,000 |
| Application Denied By Financial Institution |
7 | $3,090,000 |
$441,000 | $675,000 |
$82,000 | $167,000 |
| Application Withdrawn By Applicant |
5 | $1,229,000 |
$245,000 | $371,000 |
$81,000 | $113,000 |
| File Closed For Incompleteness |
1 | $173,000 |
$173,000 | $173,000 |
$112,000 | $112,000 |
| Loan Originated |
21 | $5,560,000 |
$264,000 | $650,000 |
$86,000 | $219,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $991,000 |
$495,000 | $514,000 |
$132,000 | $167,000 |
| Debt-To-Income Ratio |
5 | $2,099,000 |
$419,000 | $675,000 |
$62,000 | $133,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EAGLE COMMUNITY CREDIT UNION by:
Metropolitan Area And
County
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