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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EITZEN STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
EITZEN STATE BANK |
| Address | 108 IOWA AVE
EITZEN, MN 55931 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 44 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,136,000 |
| Average Mortgage Loan Amount Applied For | $198,333 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $173,333 |
| Highest Applicant Income | $418,000 |
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| Home Improvement |
2 | $266,000 |
$133,000 | $146,000 |
$276,000 | $418,000 |
| Home Purchase |
19 | $1,429,000 |
$75,000 | $160,000 |
$48,000 | $136,000 |
| Refinancing |
23 | $4,441,000 |
$193,000 | $600,000 |
$76,000 | $418,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $71,000 |
$71,000 | $71,000 |
$35,000 | $35,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
43 | $6,065,000 |
$141,000 | $600,000 |
$74,000 | $418,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
44 | $6,136,000 |
$139,000 | $600,000 |
$73,000 | $418,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $306,000 |
$51,000 | $82,000 |
$30,000 | $60,000 |
| Application Withdrawn By Applicant |
5 | $385,000 |
$77,000 | $113,000 |
$29,000 | $56,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
33 | $5,445,000 |
$165,000 | $600,000 |
$88,000 | $418,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $235,000 |
$47,000 | $82,000 |
$29,000 | $60,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EITZEN STATE BANK by:
Metropolitan Area And
County
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