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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ELIZABETHTON FEDERAL S.B.
Mortgage Loans and Application Details
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| Mortgage Company Name |
ELIZABETHTON FEDERAL S.B. |
| Address | 112 N SYCAMORE ST
ELIZABETHTON, TN 37643 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 344 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,906,000 |
| Average Mortgage Loan Amount Applied For | $78,571 |
| Highest Mortgage Loan Amount Applied For | $510,000 |
| Average Applicant Income | $61,857 |
| Highest Applicant Income | $325,000 |
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| Home Improvement |
84 | $3,218,000 |
$38,000 | $275,000 |
$48,000 | $168,000 |
| Home Purchase |
139 | $14,011,000 |
$100,000 | $510,000 |
$71,000 | $325,000 |
| Refinancing |
121 | $7,677,000 |
$63,000 | $328,000 |
$53,000 | $260,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $286,000 |
$143,000 | $210,000 |
$201,000 | $201,000 |
| Black or African American |
5 | $408,000 |
$81,000 | $170,000 |
$75,000 | $106,000 |
| Hispanic |
1 | $65,000 |
$65,000 | $65,000 |
$39,000 | $39,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $118,000 |
$59,000 | $115,000 |
$89,000 | $119,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
334 | $24,029,000 |
$71,000 | $510,000 |
$58,000 | $325,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
344 | $24,906,000 |
$72,000 | $510,000 |
$59,000 | $325,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $288,000 |
$48,000 | $78,000 |
$46,000 | $68,000 |
| Application Denied By Financial Institution |
4 | $328,000 |
$82,000 | $170,000 |
$50,000 | $98,000 |
| Application Withdrawn By Applicant |
19 | $1,870,000 |
$98,000 | $200,000 |
$55,000 | $149,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
315 | $22,420,000 |
$71,000 | $510,000 |
$60,000 | $325,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $27,000 |
$27,000 | $27,000 |
$39,000 | $39,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $235,000 |
$117,000 | $170,000 |
$68,000 | $98,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $66,000 |
$66,000 | $66,000 |
$25,000 | $25,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ELIZABETHTON FEDERAL S.B. by:
Metropolitan Area And
County
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